No I was fried yesterday and the last thing I wanted was to deal with a dealer. Went for a bike ride instead and made some new friends.
I also am a little overwhelmed with costs at the moment so it’s a mental block. But $25-35k needed for HVAC repairs, $4500 for brick pointing, 2k school bill for the kid, and this at 34k. It’s just a lot for me at $70k of cash outlay needed pretty soonly.
why not buy something gently used then and save ~10k?
Go look at what’s available for 10k. I’m not into wrenching on anything at all. 25k seems to be the baseline for something half decent used. Under that the miles start to get really high or the condition goes to crap. Of course there’s something like a Jetta but I’d rather not.
Really we have the cash from prior house sale. And I’m only considering cash for the car because finance rates blow right now.
No I was fried yesterday and the last thing I wanted was to deal with a dealer. Went for a bike ride instead and made some new friends.
I also am a little overwhelmed with costs at the moment so it’s a mental block. But $25-35k needed for HVAC repairs, $4500 for brick pointing, 2k school bill for the kid, and this at 34k. It’s just a lot for me at $70k of cash outlay needed pretty soonly.
That’s like a decent annual salary pre tax. No joke
That’s all an additional need on top of the $18,000 we have already spent on home repair since moving here in October.
why not buy something gently used then and save ~10k?
Go look at what’s available for 10k. I’m not into wrenching on anything at all. 25k seems to be the baseline for something half decent used. Under that the miles start to get really high or the condition goes to crap. Of course there’s something like a Jetta but I’d rather not.
Really we have the cash from prior house sale. And I’m only considering cash for the car because finance rates blow right now.
if you really do the math, its only a like $1k of money over the life of a 6 year loan. financed $30k on 36k M4 72 mo at 7.0% via chase with an 850 credit score. Just pay extra monthly and take the plunge. Id much rather keep my cash on hand for house shit and life.
Go look at what’s available for 10k. I’m not into wrenching on anything at all. 25k seems to be the baseline for something half decent used. Under that the miles start to get really high or the condition goes to crap. Of course there’s something like a Jetta but I’d rather not.
Really we have the cash from prior house sale. And I’m only considering cash for the car because finance rates blow right now.
if you really do the math, its only a like $1k of money over the life of a 6 year loan. financed $30k on 36k M4 72 mo at 7.0% via chase with an 850 credit score. Just pay extra monthly and take the plunge. Id much rather keep my cash on hand for house shit and life.
Edit: nevermind I see what you’re saying
Last edited by Johnny_P on Fri Jun 14, 2024 12:17 pm, edited 1 time in total.
why not buy something gently used then and save ~10k?
Go look at what’s available for 10k. I’m not into wrenching on anything at all. 25k seems to be the baseline for something half decent used. Under that the miles start to get really high or the condition goes to crap. Of course there’s something like a Jetta but I’d rather not.
Really we have the cash from prior house sale. And I’m only considering cash for the car because finance rates blow right now.
if you really do the math, its only a like $1k of money over the life of a 6 year loan. financed $30k on 36k M4 72 mo at 7.0% via chase with an 850 credit score. Just pay extra monthly and take the plunge. Id much rather keep my cash on hand for house shit and life.
Edit: nevermind I see what you’re saying
as a fellow rate whore. I understand. I did the math and the difference in increased rate was worth holding onto some cash IMO.
why not buy something gently used then and save ~10k?
Go look at what’s available for 10k. I’m not into wrenching on anything at all. 25k seems to be the baseline for something half decent used. Under that the miles start to get really high or the condition goes to crap. Of course there’s something like a Jetta but I’d rather not.
Really we have the cash from prior house sale. And I’m only considering cash for the car because finance rates blow right now.
I don't mean a 10k car. I mean something gently used under 30,000 mi that will be about 10K less than the equivalent new model.
Desertbreh wrote:
I'm happy for Brad because nobody jerks it to the Miata harder on this forum and that is the Crown Prince of Miatas.
D Griff wrote:
Inserting 'nobody jerks it harder to the Miata than Brad' quote.
dubshow wrote: ↑Mon Jun 17, 2024 4:36 pm
So is johnnyP ready to buy?
As soon as my company gives me a written confirmation that I have the position and a date I’m expected to show up to the new work location. Been over a week and I still don’t have that because they can’t agree on a release date for me. Apparently I need to stay in my old position for another 90 days.
dubshow wrote: ↑Mon Jun 17, 2024 4:36 pm
So is johnnyP ready to buy?
As soon as my company gives me a written confirmation that I have the position and a date I’m expected to show up to the new work location. Been over a week and I still don’t have that because they can’t agree on a release date for me. Apparently I need to stay in my old position for another 90 days.
dubshow wrote: ↑Mon Jun 17, 2024 4:36 pm
So is johnnyP ready to buy?
As soon as my company gives me a written confirmation that I have the position and a date I’m expected to show up to the new work location. Been over a week and I still don’t have that because they can’t agree on a release date for me. Apparently I need to stay in my old position for another 90 days.
Well at least you get to make an informed car decision now as apposed to a bum rush to get something in a week.
As soon as my company gives me a written confirmation that I have the position and a date I’m expected to show up to the new work location. Been over a week and I still don’t have that because they can’t agree on a release date for me. Apparently I need to stay in my old position for another 90 days.
classic
Exactly.
Detroit wrote:Buy 911s instead of diamonds.
Johnny_P wrote: ↑Thu Feb 09, 2023 3:21 pm
Earn it and burn it, Val.
max225 wrote: ↑Mon May 01, 2023 5:35 pm
Yes it's a cool car. But prepare the lube/sawdust.
D Griff wrote: ↑Mon Jun 10, 2024 11:36 am
What about a Civic hatch? New they start around $25K, they have tons of space, 38 MPG highway, really nice interiors now.
Something about the five seat CUV category is just too depressing to handle. I like the Mazda suggestions as well but I think JP mentioned not liking them before.
Maybe a GTI complete with sunroof
Im already kinda with how my accord with 19 inch behave in dc roads, GTI
max225 wrote: ↑Tue Jun 18, 2024 5:05 pm
Well at least you get to make an informed car decision now as apposed to a bum rush to get something in a week.
Heh.
Mk6 Jetta 1.8T with sketchy history (sold) ->
Also a Golf R (B9.5 SQ5)
IG: @cheesy_miata and @adeebsal
Jp now hates cars. He needs to just get the toyota / honda / nissan CUV that he can get best on
have you seen the specs on the new rogue specs, that'll give some of his ptsd of his GTI experience.
My dad rented one of those last time he was up. It was a top spec model with leather and all. It drove like total crap with a harsh suspension and buzzy 3 cylinder that shook the whole car. The CRV is a Lexus in comparison.
have you seen the specs on the new rogue specs, that'll give some of his ptsd of his GTI experience.
My dad rented one of those last time he was up. It was a top spec model with leather and all. It drove like total crap with a harsh suspension and buzzy 3 cylinder that shook the whole car. The CRV is a Lexus in comparison.
Dat variable compression pushing 200 hp out of a modernized geo metro engine.
My dad rented one of those last time he was up. It was a top spec model with leather and all. It drove like total crap with a harsh suspension and buzzy 3 cylinder that shook the whole car. The CRV is a Lexus in comparison.
Dat variable compression pushing 200 hp out of a modernized geo metro engine.