OT 11: Troyway to Heaven

[Johnny_P]

Considering you already won the genetic and financial jackpots and believe that worshipping the dollar is the best way to structure society, it makes sense for you to not care about anything but making yourself feel good anymore. You're set for life, most of us still have shit to do.

Practical question: Considering the fact that no one listens to me regardless of the validity of my words, why do you think I could ever make a positive impact on anyone in any way?

I haven't won the jackpot because it makes me feel good, I've won the jackpot because that has a lasting impact on the world in a real way. One that will last for that person for generations no matter how rich Bezos gets.

You're a smart dude. Go tutor a kid. Especially where you are I bet there a tons of smart kids that don't get the help they need due to lack of resources. An hour a week. It could make a huge change in someone's life.

Yep. Could be the difference between a kid getting a career job at Firestone doing oil changes vs a kid getting a career job at Microsoft.

[Barnes93cb]

Yes if I can maintain my health and mental sanity in this career I will have a retirement and lifetime healthcare in 14 years at the young age of 38. I will also have numerous physical issues and access to some of the worst medical care that the US can offer.

Oddly enough, my father received really excellent care at the VA in Wichita, KS before and during his passing a couple of months ago. Lotta bad press about the VA, but there are execeptions.

Good to hear that. I cant even get good care on a military base with a clinic. We are under 40% of our medical staffing. I wait weeks to get an appointment.

[Johnny_P]

Knowledge!

Look at all the people we call idiots who take out super long loans on cars they can't afford just to have those cars repo'd and massive amounts of debt thrown on them? What if you armed someone with knowledge about how to budget and what a loan APR means and how to manage cash flow? Then they don't sign for that 96 month 10% interest loan on the new Ram and instead go buy a used good condition Toyota? And don't fall into crippling debt?

You can change someone's life with your knowledge dude.

AWESOME point! Non-profits are DESPERATE for financial coaches.

A few pages ago I literally spelled out how he can hold a financial class at his public library and not spend a dime other than printing flyers and stapling them to telephone poles.

[Johnny_P]

Knowledge!

Look at all the people we call idiots who take out super long loans on cars they can't afford just to have those cars repo'd and massive amounts of debt thrown on them? What if you armed someone with knowledge about how to budget and what a loan APR means and how to manage cash flow? Then they don't sign for that 96 month 10% interest loan on the new Ram and instead go buy a used good condition Toyota? And don't fall into crippling debt?

You can change someone's life with your knowledge dude.

AWESOME point! Non-profits are DESPERATE for financial coaches.

Also. My GF would LOVE for someone to offer to give a lecture to her program participants once every 6 months on how to budget personal finance stuff and what loans are and that sort of basic shit. She had a Wells Fargo employee do the last one and the kids found it super helpful.

[Barnes93cb]

Someone can VTC some financial investing classes please.

Ill take that please.

[troyguitar]

Considering you already won the genetic and financial jackpots and believe that worshipping the dollar is the best way to structure society, it makes sense for you to not care about anything but making yourself feel good anymore. You're set for life, most of us still have shit to do.

Practical question: Considering the fact that no one listens to me regardless of the validity of my words, why do you think I could ever make a positive impact on anyone in any way?

Knowledge!

Look at all the people we call idiots who take out super long loans on cars they can't afford just to have those cars repo'd and massive amounts of debt thrown on them? What if you armed someone with knowledge about how to budget and what a loan APR means and how to manage cash flow? Then they don't sign for that 96 month 10% interest loan on the new Ram and instead go buy a used good condition Toyota? And don't fall into crippling debt?

You can change someone's life with your knowledge dude.

Ain't no gonna listen to my ass. Kids especially. I didn't even listen to smart people when I was a kid - and I'm supposed to be smart.

Look at this place, I try to help people when I know about things and I'm ignored or mocked.

I try to help my sister's kid, she doesn't give a fuck. I tried to help some people learn guitar, they never listened and gave up. Ain't nobody buying what I'm selling.

The last person who ever took the time to listen to anything I said was when we were both in high school, that fucker kicked some ass and is a math professor now. Since then I've been yelling at clouds.

[razr390]

Someone can VTC some financial investing classes please.

Ill take that please.

Step 1: Don't buy a Miata

[Johnny_P]

Knowledge!

Look at all the people we call idiots who take out super long loans on cars they can't afford just to have those cars repo'd and massive amounts of debt thrown on them? What if you armed someone with knowledge about how to budget and what a loan APR means and how to manage cash flow? Then they don't sign for that 96 month 10% interest loan on the new Ram and instead go buy a used good condition Toyota? And don't fall into crippling debt?

You can change someone's life with your knowledge dude.

Ain't no gonna listen to my ass. Kids especially. I didn't even listen to smart people when I was a kid - and I'm supposed to be smart.

Look at this place, I try to help people when I know about things and I'm ignored or mocked.

I try to help my sister's kid, she doesn't give a fuck. I tried to help some people learn guitar, they never listened and gave up. Ain't nobody buying what I'm selling.

The last person who ever took the time to listen to anything I said was when we were both in high school, that fucker kicked some ass and is a math professor now. Since then I've been yelling at clouds.

You can't force them to listen to you. You can offer the knowledge and if they take it then they take it. GF helped 4 people. She employed about 12. Not everyone gets it but some will.

[Johnny_P]

You can't force them to listen to you. You can offer the knowledge and if they take it then they take it. GF helped 4 people. She employed about 12. Not everyone gets it but some will.

30% seems like a decent success rate

She struggled with some resistance for a bit but eventually settled on the fact that you can only help those who want to be helped.
The ones that wanted to be helped are in a much better position now.

[Melon]

Yeah, volunteering is a great way to get some therapy. Feels good to help out less fortunate.

[troyguitar]

I didn't push, he asked for my help. Offering it unsolicited has always been worthless at best and even counterproductive at times.

[Johnny_P]

I didn't push, he asked for my help. Offering it unsolicited has always been worthless at best and even counterproductive at times.

For sure! That's why classes and shit are good. People want to be there. If you are helping with financial literacy classes at the local Y or something the people that go there are seeking help.

Bingo. Let the audience come to you.

[SAWCE]

Knowledge!

Look at all the people we call idiots who take out super long loans on cars they can't afford just to have those cars repo'd and massive amounts of debt thrown on them? What if you armed someone with knowledge about how to budget and what a loan APR means and how to manage cash flow? Then they don't sign for that 96 month 10% interest loan on the new Ram and instead go buy a used good condition Toyota? And don't fall into crippling debt?

You can change someone's life with your knowledge dude.

Ain't no gonna listen to my ass. Kids especially. I didn't even listen to smart people when I was a kid - and I'm supposed to be smart.

Look at this place, I try to help people when I know about things and I'm ignored or mocked.

I try to help my sister's kid, she doesn't give a fuck. I tried to help some people learn guitar, they never listened and gave up. Ain't nobody buying what I'm selling.

The last person who ever took the time to listen to anything I said was when we were both in high school, that fucker kicked some ass and is a math professor now. Since then I've been yelling at clouds.

I'd 100% take guitar lessons from you. I can fumble some chords together, but I know nothing of technique and I play super sloppily.

[troyguitar]

I didn't push, he asked for my help. Offering it unsolicited has always been worthless at best and even counterproductive at times.

For sure! That's why classes and shit are good. People want to be there. If you are helping with financial literacy classes at the local Y or something the people that go there are seeking help.

If I knew how to gain wealth quickly enough to close the gap (besides "buy bitcoins"), I'd totally teach classes on it. I haven't learned that aspect of financial literacy yet.

[Johnny_P]

If I knew how to gain wealth quickly enough to close the gap (besides "buy bitcoins"), I'd totally teach classes on it. I haven't learned that aspect of financial literacy yet.

That's not what people need though. People need the basics.

Yep. This is how a bank account works. Here's how a loan or lease works. Here's how to make a budget and find out what you're over spending on. Here's how to save money and what it looks like if you put $20 away every month. Etc.

[troyguitar]

If I knew how to gain wealth quickly enough to close the gap (besides "buy bitcoins"), I'd totally teach classes on it. I haven't learned that aspect of financial literacy yet.

That's not what people need though. People need the basics.

That achieves your goals, not mine. You think the system is perfect.

[Barnes93cb]

Someone can VTC some financial investing classes please.

Ill take that please.

Step 1: Don't buy a Miata

You have no idea how right you are. I kinda regret the decision.

[Melon]

If I knew how to gain wealth quickly enough to close the gap (besides "buy bitcoins"), I'd totally teach classes on it. I haven't learned that aspect of financial literacy yet.

Litecoin

[Barnes93cb]

You have no idea how right you are. I kinda regret the decision.

Step 2: Buy a Camry.

Ive thought about it. Daily a camry and try to fix the miata properly.

Or buy a truk and fix the miata.

[troyguitar]

If I knew how to gain wealth quickly enough to close the gap (besides "buy bitcoins"), I'd totally teach classes on it. I haven't learned that aspect of financial literacy yet.

Litecoin

It's down today. I could buy some and then it would be down forever.

[Melon]

Litecoin

It's down today. I could buy some and then it would be down forever.

Still up from when I bought in.


Seriously though, financial success comes from hard work and perseverance.

[wap]

You have no idea how right you are. I kinda regret the decision.

Step 2: Buy a Camry.

[Desertbreh]

Litecoin

It's down today. I could buy some and then it would be down forever.

Same:

AP: Desert destroys Bitcoin by betting the house on it. Billions in fake earnings destroyed, Desert forced to work until he is 80.

[goIftdibrad]

It's down today. I could buy some and then it would be down forever.

Let me know whatever you buy into so I know what not to buy.

[ChrisoftheNorth]

It's down today. I could buy some and then it would be down forever.

Let me know whatever you buy into so I know when to short it.