OT 19: Masks On, Clothes Off, Right Hand Left Titty

Off-topic? You mean on-topic!
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wap wrote: Sat Mar 13, 2021 2:28 pm
Apex wrote: Sat Mar 13, 2021 2:00 pm $20k over asking offer sent out. :doomed:
GOOD LUCK, PEX!!
:popcorn:
:dat:
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Apex wrote: Sat Mar 13, 2021 2:00 pm $20k over asking offer sent out. :doomed:
:popcorn:

Which place? :excited:
Desertbreh wrote: Tue Oct 10, 2017 6:40 pm My guess would be that Chris took some time off because he has read the dialogue on this page 1,345 times and decided to spend some of his free time doing something besides beating a horse to death.
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Detroit wrote: Sat Mar 13, 2021 5:31 pm
Apex wrote: Sat Mar 13, 2021 2:00 pm $20k over asking offer sent out. :doomed:
:popcorn:

Which place? :excited:
Orange door :haus:
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CaleDeRoo
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Good luck mang!

I just sent out another rental application too. Farther from Dan than I want but it's a brand new house for what I think is a reasonable price. I know we could find something better but I'm not sure if it's worth the risk of not taking this is we get accepted. Dan's rental fallout story has me scurred.

https://www.zillow.com/homedetails/1232 ... 6175_zpid/
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Floor plans always make me kinda wonder why master bedroom is still a term. Seems kinda something that the 2020-21 PC crowed would’ve freaked out over by now
:doughnut: :narc: :doughnut:
Desertbreh wrote: Thu Oct 17, 2019 3:05 pm DFD. The forum where everybody makes the same choices and then tells anybody trying to join the club that they are the stupidest motherfucker to ever walk the earth.
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razr390 wrote: Sun Mar 14, 2021 9:38 am Floor plans always make me kinda wonder why master bedroom is still a term. Seems kinda something that the 2020-21 PC crowed would’ve freaked out over by now
It's offensive when the master bedroom is 15x20 and the other bedrooms are all 11x10 which is most houses build from 2000-2015.
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All rooms matter
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razr390 wrote: Sun Mar 14, 2021 9:38 am Floor plans always make me kinda wonder why master bedroom is still a term. Seems kinda something that the 2020-21 PC crowed would’ve freaked out over by now
Like you don't know.

Image
4zilch wrote: Mon Apr 12, 2021 8:46 am I'm a fucking failure.
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razr390 wrote: Sun Mar 14, 2021 9:38 am Floor plans always make me kinda wonder why master bedroom is still a term. Seems kinda something that the 2020-21 PC crowed would’ve freaked out over by now
I’ve already seen social media clips raging about dis.
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Still going back and forth with these jackasses in Florida... now that I've given them 3 different bank approvals, they want the appraisal contingency removed.

Are houses not appraising for their current (rapidly appreciating) market values?
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troyguitar wrote: Sun Mar 14, 2021 12:22 pm Still going back and forth with these jackasses in Florida... now that I've given them 3 different bank approvals, they want the appraisal contingency removed.

Are houses not appraising for their current (rapidly appreciating) market values?
Time to SWAT their house
:doughnut: :narc: :doughnut:
Desertbreh wrote: Thu Oct 17, 2019 3:05 pm DFD. The forum where everybody makes the same choices and then tells anybody trying to join the club that they are the stupidest motherfucker to ever walk the earth.
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razr390 wrote: Sun Mar 14, 2021 12:40 pm
troyguitar wrote: Sun Mar 14, 2021 12:22 pm Still going back and forth with these jackasses in Florida... now that I've given them 3 different bank approvals, they want the appraisal contingency removed.

Are houses not appraising for their current (rapidly appreciating) market values?
Time to SWAT their house
Honestly just pay a crack-head to molotov their car tonight
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troyguitar wrote: Sun Mar 14, 2021 12:22 pm Still going back and forth with these jackasses in Florida... now that I've given them 3 different bank approvals, they want the appraisal contingency removed.

Are houses not appraising for their current (rapidly appreciating) market values?
It’s more just of a way for them to make sure you don’t back out of the house.

Given the “national bank” comment and this follow up I’m assuming they may have received an offer in the past that fell through. And they are worried it may happen again
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max225 wrote: Sun Mar 14, 2021 12:56 pm
troyguitar wrote: Sun Mar 14, 2021 12:22 pm Still going back and forth with these jackasses in Florida... now that I've given them 3 different bank approvals, they want the appraisal contingency removed.

Are houses not appraising for their current (rapidly appreciating) market values?
It’s more just of a way for them to make sure you don’t back out of the house.

Given the “national bank” comment and this follow up I’m assuming they may have received an offer in the past that fell through. And they are worried it may happen again
:dat:

What does your realtor say? Did they pull "comps" from the MLS that show other similar houses going for near the same amount? Can they give you copies, so that you can make a case if the bank under appraises?

Of course that's a double edged sword because want to appraise high to get he loan and low for tax purposes. Be nice if we could all pull a :thankstrump: when it came to shit like this.
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Irish wrote: Sun Mar 14, 2021 1:44 pm
max225 wrote: Sun Mar 14, 2021 12:56 pm

It’s more just of a way for them to make sure you don’t back out of the house.

Given the “national bank” comment and this follow up I’m assuming they may have received an offer in the past that fell through. And they are worried it may happen again
:dat:

What does your realtor say? Did they pull "comps" from the MLS that show other similar houses going for near the same amount? Can they give you copies, so that you can make a case if the bank under appraises?

Of course that's a double edged sword because want to appraise high to get he loan and low for tax purposes. Be nice if we could all pull a :thankstrump: when it came to shit like this.
How does the appraisal have any bearing on taxes? Usually the county takes the actual sold value when you first buy it.

Also I’m assuming :mahtroy: is well under his top line budget. So if the house appraises for less he can just put in more down to keep the bank happy.

I’d remove the contingency to make it stick. The :dill: is done
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troyguitar wrote: Sun Mar 14, 2021 12:22 pm Still going back and forth with these jackasses in Florida... now that I've given them 3 different bank approvals, they want the appraisal contingency removed.

Are houses not appraising for their current (rapidly appreciating) market values?
Most likely not
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I would think that the one good thing is that it it appraises too low to get financing for what you offered then you were likely being ripped off in the first place......

However, what happens if you remove the contingency and the full financing doesn't come through? I would assume you are on the hook for the difference then......
Last edited by Irish on Sun Mar 14, 2021 4:41 pm, edited 1 time in total.
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max225 wrote: Sun Mar 14, 2021 2:57 pm
Irish wrote: Sun Mar 14, 2021 1:44 pm

:dat:

What does your realtor say? Did they pull "comps" from the MLS that show other similar houses going for near the same amount? Can they give you copies, so that you can make a case if the bank under appraises?

Of course that's a double edged sword because want to appraise high to get he loan and low for tax purposes. Be nice if we could all pull a :thankstrump: when it came to shit like this.
How does the appraisal have any bearing on taxes? Usually the county takes the actual sold value when you first buy it.

Also I’m assuming :mahtroy: is well under his top line budget. So if the house appraises for less he can just put in more down to keep the bank happy.

I’d remove the contingency to make it stick. The :dill: is done
You're right, I was thinking about it the :wrong: way
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max225 wrote:
Irish wrote: Sun Mar 14, 2021 1:44 pm :dat:

What does your realtor say? Did they pull "comps" from the MLS that show other similar houses going for near the same amount? Can they give you copies, so that you can make a case if the bank under appraises?

Of course that's a double edged sword because want to appraise high to get he loan and low for tax purposes. Be nice if we could all pull a :thankstrump: when it came to shit like this.
How does the appraisal have any bearing on taxes? Usually the county takes the actual sold value when you first buy it.

Also I’m assuming :mahtroy: is well under his top line budget. So if the house appraises for less he can just put in more down to keep the bank happy.

I’d remove the contingency to make it stick. The :dill: is done
I mean we technically can put more down but it requires liquidation of investments and incurring capital gains taxes. We're at the top of our 15-year budget, but far from the top of the 30 year budget.
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At least Troy hears anything after he puts offers in.
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Man I don't envy either one of you house hunting in this market..... really pulling for you :doe:
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Apex wrote:At least Troy hears anything after he puts offers in.
FWIW this offer was originally sent on Wednesday. Getting responses from these people has been like pulling teeth. That's part of why I'm :notsure: right now. If they actually cared about closing on time then they would have told us about all of these concerns several days ago.
Last edited by troyguitar on Sun Mar 14, 2021 5:34 pm, edited 1 time in total.
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Irish wrote: Sun Mar 14, 2021 5:34 pm Man I don't envy either one of you house hunting in this market..... really pulling for you :doe:
I just need to accept the fact that I’m too poor to own anything, and that homelessness is perfectly acceptable.
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Contract fucking signed. We might actually get out of here alive. :excited:
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troyguitar wrote: Sun Mar 14, 2021 7:55 pm Contract fucking signed. We might actually get out of here alive. :excited:
:fuckyeah:
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