OT 19: Masks On, Clothes Off, Right Hand Left Titty
- ChrisoftheNorth
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Desertbreh wrote: ↑Tue Oct 10, 2017 6:40 pm My guess would be that Chris took some time off because he has read the dialogue on this page 1,345 times and decided to spend some of his free time doing something besides beating a horse to death.
- CaleDeRoo
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Good luck mang!
I just sent out another rental application too. Farther from Dan than I want but it's a brand new house for what I think is a reasonable price. I know we could find something better but I'm not sure if it's worth the risk of not taking this is we get accepted. Dan's rental fallout story has me scurred.
https://www.zillow.com/homedetails/1232 ... 6175_zpid/
I just sent out another rental application too. Farther from Dan than I want but it's a brand new house for what I think is a reasonable price. I know we could find something better but I'm not sure if it's worth the risk of not taking this is we get accepted. Dan's rental fallout story has me scurred.
https://www.zillow.com/homedetails/1232 ... 6175_zpid/
- razr390
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Floor plans always make me kinda wonder why master bedroom is still a term. Seems kinda something that the 2020-21 PC crowed would’ve freaked out over by now
Desertbreh wrote: ↑Thu Oct 17, 2019 3:05 pm DFD. The forum where everybody makes the same choices and then tells anybody trying to join the club that they are the stupidest motherfucker to ever walk the earth.
- troyguitar
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Still going back and forth with these jackasses in Florida... now that I've given them 3 different bank approvals, they want the appraisal contingency removed.
Are houses not appraising for their current (rapidly appreciating) market values?
Are houses not appraising for their current (rapidly appreciating) market values?
- razr390
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Time to SWAT their housetroyguitar wrote: ↑Sun Mar 14, 2021 12:22 pm Still going back and forth with these jackasses in Florida... now that I've given them 3 different bank approvals, they want the appraisal contingency removed.
Are houses not appraising for their current (rapidly appreciating) market values?
Desertbreh wrote: ↑Thu Oct 17, 2019 3:05 pm DFD. The forum where everybody makes the same choices and then tells anybody trying to join the club that they are the stupidest motherfucker to ever walk the earth.
- Tar
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Honestly just pay a crack-head to molotov their car tonightrazr390 wrote: ↑Sun Mar 14, 2021 12:40 pmTime to SWAT their housetroyguitar wrote: ↑Sun Mar 14, 2021 12:22 pm Still going back and forth with these jackasses in Florida... now that I've given them 3 different bank approvals, they want the appraisal contingency removed.
Are houses not appraising for their current (rapidly appreciating) market values?
- max225
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It’s more just of a way for them to make sure you don’t back out of the house.troyguitar wrote: ↑Sun Mar 14, 2021 12:22 pm Still going back and forth with these jackasses in Florida... now that I've given them 3 different bank approvals, they want the appraisal contingency removed.
Are houses not appraising for their current (rapidly appreciating) market values?
Given the “national bank” comment and this follow up I’m assuming they may have received an offer in the past that fell through. And they are worried it may happen again
- Irish
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max225 wrote: ↑Sun Mar 14, 2021 12:56 pmIt’s more just of a way for them to make sure you don’t back out of the house.troyguitar wrote: ↑Sun Mar 14, 2021 12:22 pm Still going back and forth with these jackasses in Florida... now that I've given them 3 different bank approvals, they want the appraisal contingency removed.
Are houses not appraising for their current (rapidly appreciating) market values?
Given the “national bank” comment and this follow up I’m assuming they may have received an offer in the past that fell through. And they are worried it may happen again
What does your realtor say? Did they pull "comps" from the MLS that show other similar houses going for near the same amount? Can they give you copies, so that you can make a case if the bank under appraises?
Of course that's a double edged sword because want to appraise high to get he loan and low for tax purposes. Be nice if we could all pull a when it came to shit like this.
- max225
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How does the appraisal have any bearing on taxes? Usually the county takes the actual sold value when you first buy it.Irish wrote: ↑Sun Mar 14, 2021 1:44 pm
What does your realtor say? Did they pull "comps" from the MLS that show other similar houses going for near the same amount? Can they give you copies, so that you can make a case if the bank under appraises?
Of course that's a double edged sword because want to appraise high to get he loan and low for tax purposes. Be nice if we could all pull a when it came to shit like this.
Also I’m assuming is well under his top line budget. So if the house appraises for less he can just put in more down to keep the bank happy.
I’d remove the contingency to make it stick. The is done
- CaleDeRoo
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Most likely nottroyguitar wrote: ↑Sun Mar 14, 2021 12:22 pm Still going back and forth with these jackasses in Florida... now that I've given them 3 different bank approvals, they want the appraisal contingency removed.
Are houses not appraising for their current (rapidly appreciating) market values?
- Irish
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I would think that the one good thing is that it it appraises too low to get financing for what you offered then you were likely being ripped off in the first place......
However, what happens if you remove the contingency and the full financing doesn't come through? I would assume you are on the hook for the difference then......
However, what happens if you remove the contingency and the full financing doesn't come through? I would assume you are on the hook for the difference then......
Last edited by Irish on Sun Mar 14, 2021 4:41 pm, edited 1 time in total.
- Irish
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You're right, I was thinking about it the waymax225 wrote: ↑Sun Mar 14, 2021 2:57 pmHow does the appraisal have any bearing on taxes? Usually the county takes the actual sold value when you first buy it.Irish wrote: ↑Sun Mar 14, 2021 1:44 pm
What does your realtor say? Did they pull "comps" from the MLS that show other similar houses going for near the same amount? Can they give you copies, so that you can make a case if the bank under appraises?
Of course that's a double edged sword because want to appraise high to get he loan and low for tax purposes. Be nice if we could all pull a when it came to shit like this.
Also I’m assuming is well under his top line budget. So if the house appraises for less he can just put in more down to keep the bank happy.
I’d remove the contingency to make it stick. The is done
- troyguitar
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I mean we technically can put more down but it requires liquidation of investments and incurring capital gains taxes. We're at the top of our 15-year budget, but far from the top of the 30 year budget.max225 wrote:How does the appraisal have any bearing on taxes? Usually the county takes the actual sold value when you first buy it.Irish wrote: ↑Sun Mar 14, 2021 1:44 pm
What does your realtor say? Did they pull "comps" from the MLS that show other similar houses going for near the same amount? Can they give you copies, so that you can make a case if the bank under appraises?
Of course that's a double edged sword because want to appraise high to get he loan and low for tax purposes. Be nice if we could all pull a when it came to shit like this.
Also I’m assuming is well under his top line budget. So if the house appraises for less he can just put in more down to keep the bank happy.
I’d remove the contingency to make it stick. The is done
- troyguitar
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FWIW this offer was originally sent on Wednesday. Getting responses from these people has been like pulling teeth. That's part of why I'm right now. If they actually cared about closing on time then they would have told us about all of these concerns several days ago.Apex wrote:At least Troy hears anything after he puts offers in.
Last edited by troyguitar on Sun Mar 14, 2021 5:34 pm, edited 1 time in total.
- troyguitar
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Contract fucking signed. We might actually get out of here alive.
- Apex
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troyguitar wrote: ↑Sun Mar 14, 2021 7:55 pm Contract fucking signed. We might actually get out of here alive.