What is your monthly automotive expense?

Brothers of brub and brap, this is your safe space.

What is your monthly automotive expense ?

<$300 :scrooge:
3
16%
400-500
3
16%
500-600
3
16%
600-800
5
26%
800-1200
4
21%
1200-2000
1
5%
2000+ :waxer:
0
No votes
 
Total votes: 19
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max225
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Fri Aug 03, 2018 3:33 pm

For your own vehicles, don't include the spouse crap because :whocares:

Factors to consider are NOT monthly payment as it is irrelevant unless it is a lease.
Depreciation (you can figure this part out by estimating when you'd sell/scrap the car
Maintenance
Wear and tear
MODZ you blow money on
Insurance
Gas
I am at ~1100 a month which is pretty highish since I only have 1 vehicle.

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Tarspin
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Fri Aug 03, 2018 3:43 pm

:Gorf:
US Funds over six years:
42k tax in (because Canada)
-12k sale price in 6 yrs
____
30k cost
6k Maintenance
24k Gas
6k Insurance
____
$66k all in cost for 6 yrs, 23k miles/yr of business travel.

$916/month.

Includes optional 6 yr/120kmile B2B warranty

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max225
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Fri Aug 03, 2018 3:46 pm

Tarspin wrote:
Fri Aug 03, 2018 3:43 pm
:Gorf:
US Funds over six years:
42k tax in (because Canada)
-12k sale price in 6 yrs
____
30k cost
6k Maintenance
24k Gas
6k Insurance
____
$66k all in cost for 6 yrs, 23k miles/yr of business travel.

$916/month.

Includes optional 6 yr/120kmile B2B warranty
:whalecum: to the "around 1k a month" club... :wub:

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Tarspin
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Fri Aug 03, 2018 3:47 pm

I write off the car expense doe

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SAWCE
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Fri Aug 03, 2018 3:47 pm

No maintenace costs so far. $140/month for insurance, and around $200/month in gas. Voted $400-500 since $300-400 didn't exist, but I probably should have voted <$300 since I'll obviously make money when I do sell. :jeep:
:sawce:

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troyguitar
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Fri Aug 03, 2018 3:48 pm

Tarspin wrote:I write off the car expense doe
:gtfo:

Your car is free like your healthcare.

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Tarspin
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Fri Aug 03, 2018 3:48 pm

max225 wrote:
Fri Aug 03, 2018 3:46 pm
Tarspin wrote:
Fri Aug 03, 2018 3:43 pm
:Gorf:
US Funds over six years:
42k tax in (because Canada)
-12k sale price in 6 yrs
____
30k cost
6k Maintenance
24k Gas
6k Insurance
____
$66k all in cost for 6 yrs, 23k miles/yr of business travel.

$916/month.

Includes optional 6 yr/120kmile B2B warranty
:whalecum: to the "around 1k a month" club... :wub:
:dat:
To be expected, not even so much car dependant. If used, and the owner wrenches on a car themselves it could save significantly. Gas is a biggie doe. Prius4lyfe.

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Tarspin
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Fri Aug 03, 2018 3:48 pm

troyguitar wrote:
Fri Aug 03, 2018 3:48 pm
Tarspin wrote:I write off the car expense doe
:gtfo:

Your car is free like your healthcare.
Because i am smart?

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Zillon
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Fri Aug 03, 2018 3:49 pm

Truk: $423/mo, paying $475/mo
Miata: $100/mo, paying $200/mo plus random large lump sums until it's 100% paid off
Insurance for both: $178.45/mo
Gas: $222.43 spend over the last 30 days

Total: $1075.88

Mods are discretionary and not part of my transportation budget. Maintenance is inconsistent and high due to the acquisition of the Miata. I've spent $3,731.35 on mods and maintenance in the last 6 months.

It's a hobby. :aintcare:
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troyguitar
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Fri Aug 03, 2018 3:50 pm

Tarspin wrote:
troyguitar wrote:
Fri Aug 03, 2018 3:48 pm
:gtfo:

Your car is free like your healthcare.
Because i am smart?
Dem :bs: business tax laws. :thankstrump:

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Tarspin
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Fri Aug 03, 2018 3:50 pm

SAWCE wrote:
Fri Aug 03, 2018 3:47 pm
No maintenace costs so far. $140/month for insurance, and around $200/month in gas. Voted $400-500 since $300-400 didn't exist, but I probably should have voted <$300 since I'll obviously make money when I do sell. :jeep:
Those tars wont be cheap to replace, and dont forget the MODDDZZZZ

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Tarspin
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Fri Aug 03, 2018 3:51 pm

troyguitar wrote:
Fri Aug 03, 2018 3:50 pm
Tarspin wrote:
Because i am smart?
Dem :bs: business tax laws. :thankstrump:
Business owners can write off transportation in every country in the world. USA included.

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Acid666
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Fri Aug 03, 2018 3:51 pm

The Z06 payment is around $240/month. Insurance on car and truck is about $170/month. Bike insurance is liability and only about $130 a year. So I don't really even count that (bike and truck are paid off, and the truck only cost me $3K). I just spent money on the car with tires, headers (and ceramic coating), motor mounts... Which is sort of a one time thing. The tires are about $1,500 per season (once per year/year and a half).

So monthly I spend a minimum of $410 for the car and insurance. Truck is paid for. Once every 6 months I spend on the truck for a maintenance part and/or oil. Last part was the fuel pump and it was about $250 in parts I think.

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troyguitar
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Fri Aug 03, 2018 3:53 pm

Tarspin wrote:
troyguitar wrote:
Fri Aug 03, 2018 3:50 pm
Dem :bs: business tax laws. :thankstrump:
Business owners can write off transportation in every country in the world. USA included.
Yeah. Rich people keep themselves rich. It's not new or unique, but that doesn't make it good. I'd be embarrassed to admit to doing shit like that...

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SAWCE
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Fri Aug 03, 2018 3:54 pm

Tarspin wrote:
Fri Aug 03, 2018 3:50 pm
SAWCE wrote:
Fri Aug 03, 2018 3:47 pm
No maintenace costs so far. $140/month for insurance, and around $200/month in gas. Voted $400-500 since $300-400 didn't exist, but I probably should have voted <$300 since I'll obviously make money when I do sell. :jeep:
Those tars wont be cheap to replace, and dont forget the MODDDZZZZ
Yeah tires will probably be $1100 a set, but not sure how often I'll be needing to replace them. About to get them rotated this weekend. Mods so far has been $350 for that new bumper.. divided by 10 months of :jeep: owner ship still keeps me in my original bracket.
:sawce:

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max225
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Fri Aug 03, 2018 3:55 pm

Zillon wrote:
Fri Aug 03, 2018 3:49 pm
Truk: $423/mo, paying $475/mo
Miata: $100/mo, paying $200/mo plus random large lump sums until it's 100% paid off
Insurance for both: $178.45/mo
Gas: $222.43 spend over the last 30 days

Total: $1075.88

Mods are discretionary and not part of my transportation budget. Maintenance is inconsistent and high due to the acquisition of the Miata. I've spent $3,731.35 on mods and maintenance in the last 6 months.

It's a hobby. :aintcare:
Well you kind of chose to ignore an important factor, discretionary or not they are your expense. Everything is "discretionary" since you can uber or bus.

Also, payments are a bit irrelevant, as this isn't :dillerman: 4 square games. Truk is probably more expensive and Miata less as it is fairly depreciated.
Last edited by max225 on Fri Aug 03, 2018 3:57 pm, edited 1 time in total.

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max225
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Fri Aug 03, 2018 3:56 pm

Whoever voted for $400-500? What's the breakout there... that's essentially driving a CPO civic.

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Tarspin
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Fri Aug 03, 2018 3:58 pm

troyguitar wrote:
Fri Aug 03, 2018 3:53 pm
Tarspin wrote:
Business owners can write off transportation in every country in the world. USA included.
Yeah. Rich people keep themselves rich. It's not new or unique, but that doesn't make it good. I'd be embarrassed to admit to doing shit like that...
Shit like what? The business is benefiting from the use of the car so it has to pay to use it.

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Zillon
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Fri Aug 03, 2018 3:58 pm

max225 wrote:
Fri Aug 03, 2018 3:55 pm
Zillon wrote:
Fri Aug 03, 2018 3:49 pm
Truk: $423/mo, paying $475/mo
Miata: $100/mo, paying $200/mo plus random large lump sums until it's 100% paid off
Insurance for both: $178.45/mo
Gas: $222.43 spend over the last 30 days

Total: $1075.88

Mods are discretionary and not part of my transportation budget. Maintenance is inconsistent and high due to the acquisition of the Miata. I've spent $3,731.35 on mods and maintenance in the last 6 months.

It's a hobby. :aintcare:
Well you kind of chose to ignore an important factor, discretionary or not they are your expense. Everything is "discretionary" since you can uber or bus.

Also, payments are a bit irrelevant. Truk is probably more expensive and Miata less as it is fairly depreciated.
I still included the mods/maintenance amount. If you add it to my monthly total, my monthly spend is $1700/mo.

And payments are absolutely not irrelevant. I don't budget for depreciation, I budget for monthly outlay. Instead I just try to not buy cars that depreciate like rocks or ones that have already depreciated.
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max225
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Fri Aug 03, 2018 3:59 pm

Zillon wrote:
Fri Aug 03, 2018 3:58 pm
max225 wrote:
Fri Aug 03, 2018 3:55 pm


Well you kind of chose to ignore an important factor, discretionary or not they are your expense. Everything is "discretionary" since you can uber or bus.

Also, payments are a bit irrelevant. Truk is probably more expensive and Miata less as it is fairly depreciated.
I still included the mods/maintenance amount. If you add it to my monthly total, my monthly spend is $1700/mo.

And payments are absolutely not irrelevant. I don't budget for depreciation, I budget for monthly outlay. Instead I just try to not buy cars that depreciate like rocks or ones that have already depreciated.
I get they are hugely important to your budget, but for this exercise, I am just looking to see what we all spend on your cars. Some who bought their cars in full have 0 monthly, this evens the playing field.

~1700 a month is :impressive:

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golftdibrad
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Fri Aug 03, 2018 4:08 pm

max225 wrote:
Fri Aug 03, 2018 3:33 pm
For your own vehicles, don't include the spouse crap because :whocares:

Factors to consider are NOT monthly payment as it is irrelevant unless it is a lease.
Depreciation (you can figure this part out by estimating when you'd sell/scrap the car
Maintenance
Wear and tear
MODZ you blow money on
Insurance
Gas
I am at ~1100 a month which is pretty highish since I only have 1 vehicle.
this is too complicated.

but about a grand

:aintcare:
Weekly :fax:
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Apex
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Fri Aug 03, 2018 4:09 pm

I don't wanna do the :math:
:baby:

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Acid666
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Fri Aug 03, 2018 4:10 pm

max225 wrote:
Fri Aug 03, 2018 3:56 pm
Whoever voted for $400-500? What's the breakout there... that's essentially driving a CPO civic.
I went $400-500 because I spent $410 min on cars with the vette payment and insurance for all my vehicles. I live close to work, so I can go almost 2 weeks between fillups on my truck with a 26 gallon tank. Mods are pretty much counted as extra cash and not really a monthly expense.

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troyguitar
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Fri Aug 03, 2018 4:11 pm

Gas is around $250
Insurance around $100
Modzzz/maintenance around $100
Depreciation around $100 if I keep it long enough, more like $200 if I don't. Call it $150 to make the total an even $600.

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Apex
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Fri Aug 03, 2018 4:28 pm

Apex wrote:
Fri Aug 03, 2018 4:09 pm
I don't wanna do the :math:
:baby:
Did some math and voted $600-800. Variables are modz and fuel; I don't expect too much on the modz front for awhile now. Depending on how much I drive it'll be between $750 and $850 it looks like.

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