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Building Bag End? Did your front fall off? More leaks than a Chinese steamboat? Show us your pinterest projects!

How do you house, brah?

Own it
28
67%
Rent it
8
19%
:crang: in mom's basement
4
10%
:dong: grabbing frat house
1
2%
At school
0
No votes
I'm nomadic
1
2%
 
Total votes: 42
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Johnny_P
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golftdibrad1 wrote: Wed Sep 18, 2024 9:00 am Splits still doing their thing, its not been super hot so its not a real stress test, however the house is so, so, so much more comfortable. Pops is doing me another huge solid by coming over to day to finish up the covers on the exterior line sets.

Speaking of line set covers, I kinda forgot to buy them when i got the units...so i hopped on FB market to see if anyone local had any. Found a guy that is a dealer / installer for this brand. Had him come give me a quote for doing the other 3 head unit on the difficult side of the house. His price installed is right under 5k (the unit alone would cost me 3600 all in), so I'm paying to have that last unit done. Honestly...if id have found him before I might have just paid him to do the whole job minus the electrical. The electric for this unit is already there and will use the existing central units power.

The other thing that gave me a warm fuzzy talking to this installer is the reliability aspect. I've heard that these splits CAN be problematic, only last 5 years or so, etc etc. This dude only sells this brand (sienvile) and has been doing split installs for 5+ years in the area, and he is the warranty for them. In that time he said hes only had a handful of failures, and even the older out of warranty units only a couple callbacks for replacement. He estimates he's done thousands of them at this point and less than 20 failures. So that bodes well for the future and I'm glad I did my due diligence picking a good brand.

That last unit is a royal bitch for a few reasons. The lineset total length might require the unit to get a taste of refrigerant for one, which would have been a service call for me. (NB, the units come recharged for up to x length of line) One run is about 30 ft from grade in the air, not directly over it though, it has the added fun of a 70 degree sloped roof under where the lineset will exit. Oh and grade is not flat either :disgust: Run 2 is either through a window header or down through a wall under the window...where the is both water AND power in close proximity. :disgust: It will also require internal lineset covers. :aintcare: Once outside there are 4 bends to make along the wall to get to the unit. Run three is simple enough.

I mean... doing the rest DIY saved probably 5k+ but I'd still have been in well under 20k for new HVAC had I found this gentleman earlier. :notbad: After he is done I'll work up a total for the brain trust. just adding up major expenses right now I'll probably land at about 11-12k. If I were to try to do the last unit DIY, it would be a real possibility that this could have been done for under 10k

so in summary no :wasteful: money fire on the AC, :waxer: savings. more :troywax: for life activities. :fuckyeah:
What units did you end up getting?
Debating doing a mini split for my son's room and supplemental cooling / heat on the 3rd floor to the small dick air handler that the fucking AC company ripped me off on.
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Johnny_P
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So my mortgage is 7.125%
FIL is pushing me to refi. Rates are 5.875% ish, call it 6.125% APR with 2.125 points. I think, based on my calcs, it's about 9k to refi. But that will only save me like $400/mo, with a payoff of damn year 2 years.
I don't think I'll have the house in 2 years. I better not.
Am I missing something? Isn't this just a ploy to get people to constantly sign up for new 30 year mortgage terms?
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Johnny_P wrote: Fri Sep 20, 2024 7:54 pm So my mortgage is 7.125%
FIL is pushing me to refi. Rates are 5.875% ish, call it 6.125% APR with 2.125 points. I think, based on my calcs, it's about 9k to refi. But that will only save me like $400/mo, with a payoff of damn year 2 years.
I don't think I'll have the house in 2 years. I better not.
Am I missing something? Isn't this just a ploy to get people to constantly sign up for new 30 year mortgage terms?
I am nooo expert… but I’m with you. It seems like waiting it out for lower rates or if you may sell the house would be better. That’s a large outlay for $400/ month and who’s to say rates won’t be another 1% down in six months?
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golftdibrad1 wrote: Fri Sep 20, 2024 8:38 am $11,052.61 is the number if the installer holds his estimate of 4900. Will report back. Thats incredible. :scrooge:
Sweet deal dude! In4pics.
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Johnny_P wrote: Fri Sep 20, 2024 7:52 pm
golftdibrad1 wrote: Wed Sep 18, 2024 9:00 am Splits still doing their thing, its not been super hot so its not a real stress test, however the house is so, so, so much more comfortable. Pops is doing me another huge solid by coming over to day to finish up the covers on the exterior line sets.

Speaking of line set covers, I kinda forgot to buy them when i got the units...so i hopped on FB market to see if anyone local had any. Found a guy that is a dealer / installer for this brand. Had him come give me a quote for doing the other 3 head unit on the difficult side of the house. His price installed is right under 5k (the unit alone would cost me 3600 all in), so I'm paying to have that last unit done. Honestly...if id have found him before I might have just paid him to do the whole job minus the electrical. The electric for this unit is already there and will use the existing central units power.

The other thing that gave me a warm fuzzy talking to this installer is the reliability aspect. I've heard that these splits CAN be problematic, only last 5 years or so, etc etc. This dude only sells this brand (sienvile) and has been doing split installs for 5+ years in the area, and he is the warranty for them. In that time he said hes only had a handful of failures, and even the older out of warranty units only a couple callbacks for replacement. He estimates he's done thousands of them at this point and less than 20 failures. So that bodes well for the future and I'm glad I did my due diligence picking a good brand.

That last unit is a royal bitch for a few reasons. The lineset total length might require the unit to get a taste of refrigerant for one, which would have been a service call for me. (NB, the units come recharged for up to x length of line) One run is about 30 ft from grade in the air, not directly over it though, it has the added fun of a 70 degree sloped roof under where the lineset will exit. Oh and grade is not flat either :disgust: Run 2 is either through a window header or down through a wall under the window...where the is both water AND power in close proximity. :disgust: It will also require internal lineset covers. :aintcare: Once outside there are 4 bends to make along the wall to get to the unit. Run three is simple enough.

I mean... doing the rest DIY saved probably 5k+ but I'd still have been in well under 20k for new HVAC had I found this gentleman earlier. :notbad: After he is done I'll work up a total for the brain trust. just adding up major expenses right now I'll probably land at about 11-12k. If I were to try to do the last unit DIY, it would be a real possibility that this could have been done for under 10k

so in summary no :wasteful: money fire on the AC, :waxer: savings. more :troywax: for life activities. :fuckyeah:
What units did you end up getting?
Debating doing a mini split for my son's room and supplemental cooling / heat on the 3rd floor to the small dick air handler that the fucking AC company ripped me off on.
2 of these: https://senville.com/18000-btu-mini-spl ... senl-18cd/
2 of these (second to be installed oct1): https://senville.com/36000-btu-tri-zone ... na-36hf-t/

I highly recommend doing a split to supplement your upstairs ac if its still lacking.
Johnny_P wrote: Fri Sep 20, 2024 7:54 pm So my mortgage is 7.125%
FIL is pushing me to refi. Rates are 5.875% ish, call it 6.125% APR with 2.125 points. I think, based on my calcs, it's about 9k to refi. But that will only save me like $400/mo, with a payoff of damn year 2 years.
I don't think I'll have the house in 2 years. I better not.
Am I missing something? Isn't this just a ploy to get people to constantly sign up for new 30 year mortgage terms?
If you are seriously going sell in the next two years absolutely don't even consider it. You will already loose ass and just have been just paying rent - dont make it worse. If you are even thinking of changing your mind and staying, watch the rates, they will go lower. Wait. This is only the first drop of what will likely be many.
Desertbreh wrote: I'm happy for Brad because nobody jerks it to the Miata harder on this forum and that is the Crown Prince of Miatas.
D Griff wrote: Inserting 'nobody jerks it harder to the Miata than Brad' quote.
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golftdibrad1 wrote: Mon Sep 23, 2024 7:55 am
Johnny_P wrote: Fri Sep 20, 2024 7:52 pm

What units did you end up getting?
Debating doing a mini split for my son's room and supplemental cooling / heat on the 3rd floor to the small dick air handler that the fucking AC company ripped me off on.
2 of these: https://senville.com/18000-btu-mini-spl ... senl-18cd/
2 of these (second to be installed oct1): https://senville.com/36000-btu-tri-zone ... na-36hf-t/

I highly recommend doing a split to supplement your upstairs ac if its still lacking.
Johnny_P wrote: Fri Sep 20, 2024 7:54 pm So my mortgage is 7.125%
FIL is pushing me to refi. Rates are 5.875% ish, call it 6.125% APR with 2.125 points. I think, based on my calcs, it's about 9k to refi. But that will only save me like $400/mo, with a payoff of damn year 2 years.
I don't think I'll have the house in 2 years. I better not.
Am I missing something? Isn't this just a ploy to get people to constantly sign up for new 30 year mortgage terms?
If you are seriously going sell in the next two years absolutely don't even consider it. You will already loose ass and just have been just paying rent - dont make it worse. If you are even thinking of changing your mind and staying, watch the rates, they will go lower. Wait. This is only the first drop of what will likely be many.
22 SEER inverter driven. Nice. Going to work awesome in the winter.

And yeah I agree on the mortgage. If it had payback of one year I’d consider it more. Rates should continue to drop.
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Johnny_P wrote: Mon Sep 23, 2024 8:23 am
golftdibrad1 wrote: Mon Sep 23, 2024 7:55 am

2 of these: https://senville.com/18000-btu-mini-spl ... senl-18cd/
2 of these (second to be installed oct1): https://senville.com/36000-btu-tri-zone ... na-36hf-t/

I highly recommend doing a split to supplement your upstairs ac if its still lacking.



If you are seriously going sell in the next two years absolutely don't even consider it. You will already loose ass and just have been just paying rent - dont make it worse. If you are even thinking of changing your mind and staying, watch the rates, they will go lower. Wait. This is only the first drop of what will likely be many.
22 SEER inverter driven. Nice. Going to work awesome in the winter.

And yeah I agree on the mortgage. If it had payback of one year I’d consider it more. Rates should continue to drop.
Yea and Im keeping my furnace, but for when its "chilly but not cold" those splits will warm the house for almost free
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D Griff wrote: Inserting 'nobody jerks it harder to the Miata than Brad' quote.
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Johnny_P wrote: Fri Sep 20, 2024 7:54 pm So my mortgage is 7.125%
FIL is pushing me to refi. Rates are 5.875% ish, call it 6.125% APR with 2.125 points. I think, based on my calcs, it's about 9k to refi. But that will only save me like $400/mo, with a payoff of damn year 2 years.
I don't think I'll have the house in 2 years. I better not.
Am I missing something? Isn't this just a ploy to get people to constantly sign up for new 30 year mortgage terms?
Didn't you just buy that house in the last year or two? And you're moving in 2 years? The general rule is 5 years to break even typically. Throw in a $9k refinance, and it's going to be hard to get out ahead I would think? I'd probably eat the $400/mo if you plan to move that soon.

What has you thinking you'll be out of there in 2 years?
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MrH42 wrote: Mon Sep 23, 2024 10:04 am
Johnny_P wrote: Fri Sep 20, 2024 7:54 pm So my mortgage is 7.125%
FIL is pushing me to refi. Rates are 5.875% ish, call it 6.125% APR with 2.125 points. I think, based on my calcs, it's about 9k to refi. But that will only save me like $400/mo, with a payoff of damn year 2 years.
I don't think I'll have the house in 2 years. I better not.
Am I missing something? Isn't this just a ploy to get people to constantly sign up for new 30 year mortgage terms?
Didn't you just buy that house in the last year or two? And you're moving in 2 years? The general rule is 5 years to break even typically. Throw in a $9k refinance, and it's going to be hard to get out ahead I would think? I'd probably eat the $400/mo if you plan to move that soon.

What has you thinking you'll be out of there in 2 years?
Yep I hate this dump. 2 years is all I’m going to be able to take. I already can’t take it. We knew the house had some issues and layout challenges but it’s just not working.

Second floor has 2 bedrooms on it. Mine and my sons. Well the baby needs to be on the same floor as us so where does she go. We cleared out our smallish walk in closet and shoved her crib in there. Works great except all my wife’s clothes are piled in boxes in the room. I can barely walk it’s like a fucking hoarders paradise in my bedroom. So put her upstairs? 3rd floor for a 6mo old? Or my son who is 4? Well the 3rd floor is like a fucking sauna because this ac system doesn’t do what it needs to despite it being brand new.

But that’s just inconvenience. Nevermind the house needs to be fully repointed. Got a quote for that, over $100k. Brick work was fine when we moved in and started fucking crumbling. Multiple masons said this type of mortar does that, doesn’t give much warning. Also nevermind the single pane leaded glass windows that don’t seal shit, the radon system that’s not remediating because the prior owners installed a French drain in the basement, or the non draining backyard that is a mosquito heaven.

Idk man. I’m done with it. I won’t be “underwater” on the loan but I won’t “make” money selling it. And I don’t really care to be honest.
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Johnny_P wrote: Mon Sep 23, 2024 1:17 pm
MrH42 wrote: Mon Sep 23, 2024 10:04 am

Didn't you just buy that house in the last year or two? And you're moving in 2 years? The general rule is 5 years to break even typically. Throw in a $9k refinance, and it's going to be hard to get out ahead I would think? I'd probably eat the $400/mo if you plan to move that soon.

What has you thinking you'll be out of there in 2 years?
Yep I hate this dump. 2 years is all I’m going to be able to take. I already can’t take it. We knew the house had some issues and layout challenges but it’s just not working.

Second floor has 2 bedrooms on it. Mine and my sons. Well the baby needs to be on the same floor as us so where does she go. We cleared out our smallish walk in closet and shoved her crib in there. Works great except all my wife’s clothes are piled in boxes in the room. I can barely walk it’s like a fucking hoarders paradise in my bedroom. So put her upstairs? 3rd floor for a 6mo old? Or my son who is 4? Well the 3rd floor is like a fucking sauna because this ac system doesn’t do what it needs to despite it being brand new.

But that’s just inconvenience. Nevermind the house needs to be fully repointed. Got a quote for that, over $100k. Brick work was fine when we moved in and started fucking crumbling. Multiple masons said this type of mortar does that, doesn’t give much warning. Also nevermind the single pane leaded glass windows that don’t seal shit, the radon system that’s not remediating because the prior owners installed a French drain in the basement, or the non draining backyard that is a mosquito heaven.

Idk man. I’m done with it. I won’t be “underwater” on the loan but I won’t “make” money selling it. And I don’t really care to be honest.
Yeah dude at least you won’t be underwater. Hope you have an easier time finding the next place than you did finding this one, and that it isn’t another shit show.
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Johnny_P wrote: Mon Sep 23, 2024 1:17 pm
MrH42 wrote: Mon Sep 23, 2024 10:04 am Didn't you just buy that house in the last year or two? And you're moving in 2 years? The general rule is 5 years to break even typically. Throw in a $9k refinance, and it's going to be hard to get out ahead I would think? I'd probably eat the $400/mo if you plan to move that soon.

What has you thinking you'll be out of there in 2 years?
Yep I hate this dump. 2 years is all I’m going to be able to take. I already can’t take it. We knew the house had some issues and layout challenges but it’s just not working.

Second floor has 2 bedrooms on it. Mine and my sons. Well the baby needs to be on the same floor as us so where does she go. We cleared out our smallish walk in closet and shoved her crib in there. Works great except all my wife’s clothes are piled in boxes in the room. I can barely walk it’s like a fucking hoarders paradise in my bedroom. So put her upstairs? 3rd floor for a 6mo old? Or my son who is 4? Well the 3rd floor is like a fucking sauna because this ac system doesn’t do what it needs to despite it being brand new.

But that’s just inconvenience. Nevermind the house needs to be fully repointed. Got a quote for that, over $100k. Brick work was fine when we moved in and started fucking crumbling. Multiple masons said this type of mortar does that, doesn’t give much warning. Also nevermind the single pane leaded glass windows that don’t seal shit, the radon system that’s not remediating because the prior owners installed a French drain in the basement, or the non draining backyard that is a mosquito heaven.

Idk man. I’m done with it. I won’t be “underwater” on the loan but I won’t “make” money selling it. And I don’t really care to be honest.
Ah ok, that makes more sense. Piece of mind is worth it even at a small loss. I get it.

I definitely wouldn't refinance then. You're just further tying yourself to that house, and it sounds like you're already over that place.
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Johnny_P wrote: Fri Sep 20, 2024 7:54 pm
Am I missing something? Isn't this just a ploy to get people to constantly sign up for new 30 year mortgage terms?
not missing anything. It makes sense if you stay. Houses shouldnt be a short term thing, but with todays world/jobs/moving they are.
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dubshow wrote: Tue Sep 24, 2024 10:54 am
Johnny_P wrote: Fri Sep 20, 2024 7:54 pm
Am I missing something? Isn't this just a ploy to get people to constantly sign up for new 30 year mortgage terms?
not missing anything. It makes sense if you stay. Houses shouldnt be a short term thing, but with todays world/jobs/moving they are.
Yeah. The cash outlay on this house has been insanity. If I walk away from the house today, and it sold for $50k more than I paid for it, I’d still be negative $128,000.

I should have just rented something.
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Johnny_P wrote: Thu Sep 26, 2024 10:49 am
dubshow wrote: Tue Sep 24, 2024 10:54 am

not missing anything. It makes sense if you stay. Houses shouldnt be a short term thing, but with todays world/jobs/moving they are.
Yeah. The cash outlay on this house has been insanity. If I walk away from the house today, and it sold for $50k more than I paid for it, I’d still be negative $128,000.

I should have just rented something.
Is there a world where you stay longer to minimize your loss? It’s a good lesson that not all homes are good buys. However, time in the house will reduce that loss.
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J-Ho-Fo-Show69 wrote: Fri Sep 27, 2024 9:09 am
Johnny_P wrote: Thu Sep 26, 2024 10:49 am

Yeah. The cash outlay on this house has been insanity. If I walk away from the house today, and it sold for $50k more than I paid for it, I’d still be negative $128,000.

I should have just rented something.
Is there a world where you stay longer to minimize your loss? It’s a good lesson that not all homes are good buys. However, time in the house will reduce that loss.
I’ll basically never make my money back on this house. It’s always going to be a loss / there’s a cost with living somewhere. Old houses need more upkeep than new ones. Mine is old. That’s about it.
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Johnny_P wrote: Fri Sep 27, 2024 12:28 pm
J-Ho-Fo-Show69 wrote: Fri Sep 27, 2024 9:09 am

Is there a world where you stay longer to minimize your loss? It’s a good lesson that not all homes are good buys. However, time in the house will reduce that loss.
I’ll basically never make my money back on this house. It’s always going to be a loss / there’s a cost with living somewhere. Old houses need more upkeep than new ones. Mine is old. That’s about it.
you can run the numbers by typical rent x duration. would make you potentially feel somewhat better. My second house was overall a wash of total money spent. I just had "cheap" rent and got 50k back to put towards next hours.
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Installer is here wrapping up last three heads. This past weekend I disconnected that old central unit and cleaned up the wiring. This weekend i get to break out the sawzall to remove it from my courtyard, and this project will be done! Pics after they are done.
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D Griff wrote: Inserting 'nobody jerks it harder to the Miata than Brad' quote.
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Acs are done!

This is the 3 unit DIY
Image

Dining room
Image

Living room
Image

This is the 3 unit I paid to have done, the PITA one.


Image

See that run? Fuck that run. Worth it to pay to have it done
Image

final one by old enclosed patio, with old unit peeping the scene waiting to be cut up for extraction.
Image

All in cost was $11,152.61. 100k btus of cooling, a head in every room. Overkill sure, but old leaky house. I wont be hot next summer.
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There is no such thing as overkill in Air Conditioning. There is only the path of the righteous man.
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Johnny_P wrote: Thu Feb 09, 2023 3:21 pm Earn it and burn it, Val.
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So we got half the system installed by the 15th of september, and the old central unit didnt run from that day forward.

1st bill in. September 2022: 2106 kwhrs, 2023: 2092kwhrs, 2024: 1490 kwhrs! Thats a 1/4 less electricity for half the month of use. So power use / bill could legit be cut in half.
Desertbreh wrote: I'm happy for Brad because nobody jerks it to the Miata harder on this forum and that is the Crown Prince of Miatas.
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