Jeeponomics 101: Eternal tirekicking for the gutless Jeep

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Johnny_P
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[user not found] wrote: Wed Oct 17, 2018 3:16 pm
Johnny_P wrote: Wed Oct 17, 2018 3:08 pm

To get the $30k down, Troy had to essentially "pay himself rent." Look at it that way, and yeah what Max is saying makes sense, even though the math is a little fuzzier than he laid out.

:whocares: what's the monthly that's the only thing that matters
If I wasn't married I'd have gone somewhere cheaper to live.

Life's about compromises.
I'd be OK with being a hillbilly.
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Desertbreh
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^^^^^^^More Tennessee the lost city of Atlantis talk.
Detroit wrote:Buy 911s instead of diamonds.
Johnny_P wrote: Thu Feb 09, 2023 3:21 pm Earn it and burn it, Val.
max225 wrote: Mon May 01, 2023 5:35 pm Yes it's a cool car. But prepare the lube/sawdust.
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Johnny_P
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Desertbreh wrote: Wed Oct 17, 2018 3:14 pm If my kid started helping me at 30, I would be 64. I don't want help from people when I am 64. I want to be enjoying myself in retirement or dead.
IMO you win if you die with just enough in your bank account to pay for your funeral. The people that wind up with $4MM in their bank / stock / etc investments lived artificially poor lives.
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Johnny_P
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[user not found] wrote: Wed Oct 17, 2018 3:20 pm
Johnny_P wrote: Wed Oct 17, 2018 3:19 pm

I'd be OK with being a hillbilly.
I mean, in location only.

Not in practice.
Basically. Lots of areas of the country are beautiful, close to epic nature stuff, remote, and cheap as shit.
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Desertbreh
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Johnny_P wrote: Wed Oct 17, 2018 3:21 pm
Desertbreh wrote: Wed Oct 17, 2018 3:14 pm If my kid started helping me at 30, I would be 64. I don't want help from people when I am 64. I want to be enjoying myself in retirement or dead.
IMO you win if you die with just enough in your bank account to pay for your funeral. The people that wind up with $4MM in their bank / stock / etc investments lived artificially poor lives.
IRL though most people get even cheaper in old age and they hold onto that coin with a death grip.

35 yoa Johnny P = :drunk:
75 yoa Johnny P = :wap:
Detroit wrote:Buy 911s instead of diamonds.
Johnny_P wrote: Thu Feb 09, 2023 3:21 pm Earn it and burn it, Val.
max225 wrote: Mon May 01, 2023 5:35 pm Yes it's a cool car. But prepare the lube/sawdust.
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Johnny_P
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Desertbreh wrote: Wed Oct 17, 2018 3:24 pm
Johnny_P wrote: Wed Oct 17, 2018 3:21 pm

IMO you win if you die with just enough in your bank account to pay for your funeral. The people that wind up with $4MM in their bank / stock / etc investments lived artificially poor lives.
IRL though most people get even cheaper in old age and they hold onto that coin with a death grip.

35 yoa Johnny P = :drunk:
75 yoa Johnny P = :wap:
Maybe. Maybe I'll turn into RayRay instead. We'll just have to wait and see.
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Johnny_P wrote: Wed Oct 17, 2018 3:24 pm
[user not found] wrote: Wed Oct 17, 2018 3:20 pm

I mean, in location only.

Not in practice.
Basically. Lots of areas of the country are beautiful, close to epic nature stuff, remote, and cheap as shit.
A cabin in Wyoming or Utah on 50 acres and some horses sounds awesome to me. :iono:
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Johnny_P wrote: Wed Oct 17, 2018 3:26 pm
Desertbreh wrote: Wed Oct 17, 2018 3:24 pm

IRL though most people get even cheaper in old age and they hold onto that coin with a death grip.

35 yoa Johnny P = :drunk:
75 yoa Johnny P = :wap:
Maybe. Maybe I'll turn into RayRay instead. We'll just have to wait and see.
While being his son would be a bit challenging due to nurture issues, I feel like partying with Ray Ray in his hangar between his Jaguar XJR with the "mild wobble" on the supercharger pulley and his 40 foot offshore sport fisherman with the Cat Diesels that are "running kind of rich" would be 5/7.
Detroit wrote:Buy 911s instead of diamonds.
Johnny_P wrote: Thu Feb 09, 2023 3:21 pm Earn it and burn it, Val.
max225 wrote: Mon May 01, 2023 5:35 pm Yes it's a cool car. But prepare the lube/sawdust.
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Johnny_P wrote: Wed Oct 17, 2018 3:21 pm
Desertbreh wrote: Wed Oct 17, 2018 3:14 pm If my kid started helping me at 30, I would be 64. I don't want help from people when I am 64. I want to be enjoying myself in retirement or dead.
IMO you win if you die with just enough in your bank account to pay for your funeral. The people that wind up with $4MM in their bank / stock / etc investments lived artificially poor lives.
:dat:
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:nevermind: Well this thread took a turn.
As the only published author in a well-known motorcycle publication in the room...
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troyguitar wrote: Wed Oct 17, 2018 3:33 pm
Johnny_P wrote: Wed Oct 17, 2018 3:21 pm

IMO you win if you die with just enough in your bank account to pay for your funeral. The people that wind up with $4MM in their bank / stock / etc investments lived artificially poor lives.
:dat:
That mentality is why I bought my STI finally. I wanted the damn thing and could afford it. If all I do is save and never spend what's the point of going to a job I hate every day to make big bucks?
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Johnny_P
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Desertbreh wrote: Wed Oct 17, 2018 3:29 pm
Johnny_P wrote: Wed Oct 17, 2018 3:26 pm

Maybe. Maybe I'll turn into RayRay instead. We'll just have to wait and see.
While being his son would be a bit challenging due to nurture issues, I feel like partying with Ray Ray in his hangar between his Jaguar XJR with the "mild wobble" on the supercharger pulley and his 40 foot offshore sport fisherman with the Cat Diesels that are "running kind of rich" would be 5/7.
I would
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Johnny_P
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Also this.... according to my 401k website, they claim most people my age (33) have just under $34k in their 401k's.

:holyshit: 'yer fucked
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Johnny_P wrote: Wed Oct 17, 2018 3:26 pm
Desertbreh wrote: Wed Oct 17, 2018 3:24 pm

IRL though most people get even cheaper in old age and they hold onto that coin with a death grip.

35 yoa Johnny P = :drunk:
75 yoa Johnny P = :wap:
Maybe. Maybe I'll turn into RayRay instead. We'll just have to wait and see.
:derp: :derp: :derp:
:sad: :waxer: :sad:
:derp: :derp: :derp:
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max225 wrote: Wed Oct 17, 2018 1:14 pm
dubshow wrote: Wed Oct 17, 2018 1:05 pm

They seem well provided for :iono:

realistically, he is probably $60k into that jeep. ~$1250/mo over the last 4 years. It isnt outright crazy if thats your life. We all spend over $1k on car bullshit per month in here.
I am around there... closer to 1k all in, but it isn't a toy it is my DD and primary transportation provider. I'd cringe at 1250 a month for a toy...
:dat:
My poorvette cost me 2k/yr all in. And even that didn't feel great when new expenses showed up and I off'd it.
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Johnny_P wrote: Wed Oct 17, 2018 3:41 pm Also this.... according to my 401k website, they claim most people my age (33) have just under $34k in their 401k's.

:holyshit: 'yer fucked
I mean, thats where I am at :iono: . Its pretty typical to slowly work your way up on income and finally be able to put in a 401k. I highlighted my income for each year in a post long ago. Ive also managed to save a decent amount (~30% iirc) of all my post tax income since I was 22.

I really just cant seem to give many fucks on a financial metric that, realistically, is design to shame (ie. be a grabby headline talking point) :millennial: :troywax: people that make over $100k/yr.

You think 30 somethings making under $50k/yr have anywhere near $30k saved up?
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Tarspin wrote: Wed Oct 17, 2018 3:44 pm
max225 wrote: Wed Oct 17, 2018 1:14 pm

I am around there... closer to 1k all in, but it isn't a toy it is my DD and primary transportation provider. I'd cringe at 1250 a month for a toy...
:dat:
My poorvette cost me 2k/yr all in. And even that didn't feel great when new expenses showed up and I off'd it.
Wait, you got rid of your C6?
Detroit wrote:Buy 911s instead of diamonds.
Johnny_P wrote: Thu Feb 09, 2023 3:21 pm Earn it and burn it, Val.
max225 wrote: Mon May 01, 2023 5:35 pm Yes it's a cool car. But prepare the lube/sawdust.
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Johnny_P wrote: Wed Oct 17, 2018 3:41 pm Also this.... according to my 401k website, they claim most people my age (33) have just under $34k in their 401k's.

:holyshit: 'yer fucked
Woa, seriously?

That's...concerning.
Desertbreh wrote: Tue Oct 10, 2017 6:40 pm My guess would be that Chris took some time off because he has read the dialogue on this page 1,345 times and decided to spend some of his free time doing something besides beating a horse to death.
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Detroit wrote: Wed Oct 17, 2018 3:49 pm
Johnny_P wrote: Wed Oct 17, 2018 3:41 pm Also this.... according to my 401k website, they claim most people my age (33) have just under $34k in their 401k's.

:holyshit: 'yer fucked
Woa, seriously?

That's...concerning.
What do you expect when median household income is less than a third of yours? Only a few people have money, everyone else is :doomed:
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Johnny_P wrote: Wed Oct 17, 2018 3:41 pm Also this.... according to my 401k website, they claim most people my age (33) have just under $34k in their 401k's.

:holyshit: 'yer fucked
:hai:
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troyguitar wrote: Wed Oct 17, 2018 3:51 pm
Detroit wrote: Wed Oct 17, 2018 3:49 pm
Woa, seriously?

That's...concerning.
What do you expect when median household income is less than a third of yours? Only a few people have money, everyone else is :doomed:
I dunno, when I was broke AF (a long time), I always put money into retirement accounts. Including my jerb in college that amazingly offered match. I had nearly $30k well before I was 30, but benefited greatly from company match (I always contributed to get max match).
Desertbreh wrote: Tue Oct 10, 2017 6:40 pm My guess would be that Chris took some time off because he has read the dialogue on this page 1,345 times and decided to spend some of his free time doing something besides beating a horse to death.
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troyguitar wrote: Wed Oct 17, 2018 3:51 pm
Detroit wrote: Wed Oct 17, 2018 3:49 pm
Woa, seriously?

That's...concerning.
What do you expect when median household income is less than a third of yours? Only a few people have money, everyone else is :doomed:
:dat:

You should have seen the look of the :fax: when he learned he was in the top 10% of earners in the great USofA and felt "poor"

There is a fuck ton of poors. So if you average the poor's savings (~65% of the 350mil) in with the ~20% of "middle class", then yeah savings is bleak.

That in the nut shell is teh wage gap. Classic rich gettin richer. :troywax:
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Detroit wrote: Wed Oct 17, 2018 3:57 pm
troyguitar wrote: Wed Oct 17, 2018 3:51 pm

What do you expect when median household income is less than a third of yours? Only a few people have money, everyone else is :doomed:
I dunno, when I was broke AF (a long time), I always put money into retirement accounts. Including my jerb in college that amazingly offered match. I had nearly $30k well before I was 30, but benefited greatly from company match (I always contributed to get max match).
blame the crotch fruit, and the wealthy capitalist pigs.
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dubshow wrote: Wed Oct 17, 2018 3:46 pm
Johnny_P wrote: Wed Oct 17, 2018 3:41 pm Also this.... according to my 401k website, they claim most people my age (33) have just under $34k in their 401k's.

:holyshit: 'yer fucked
I mean, thats where I am at :iono: . Its pretty typical to slowly work your way up on income and finally be able to put in a 401k. I highlighted my income for each year in a post long ago. Ive also managed to save a decent amount (~30% iirc) of all my post tax income since I was 22.

I really just cant seem to give many fucks on a financial metric that, realistically, is design to shame (ie. be a grabby headline talking point) :millennial: :troywax: people that make over $100k/yr.

You think 30 somethings making under $50k/yr have anywhere near $30k saved up?
The wage gap thing really is a big problem. Unfortunately I don't see it getting solved any time soon.
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Johnny_P wrote: Wed Oct 17, 2018 4:07 pm
dubshow wrote: Wed Oct 17, 2018 3:46 pm

I mean, thats where I am at :iono: . Its pretty typical to slowly work your way up on income and finally be able to put in a 401k. I highlighted my income for each year in a post long ago. Ive also managed to save a decent amount (~30% iirc) of all my post tax income since I was 22.

I really just cant seem to give many fucks on a financial metric that, realistically, is design to shame (ie. be a grabby headline talking point) :millennial: :troywax: people that make over $100k/yr.

You think 30 somethings making under $50k/yr have anywhere near $30k saved up?
The wage gap thing really is a big problem. Unfortunately I don't see it getting solved any time soon.
Someone has to make less so others can make more. That will never happen.
Desertbreh wrote: Tue Oct 10, 2017 6:40 pm My guess would be that Chris took some time off because he has read the dialogue on this page 1,345 times and decided to spend some of his free time doing something besides beating a horse to death.
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