Car Talk 5: The Juice is Loose!

Brothers of brub and brap, this is your safe space.
Locked
User avatar
Johnny_P
Chief Master Sirloin of the Wasteful Steak
Chief Master Sirloin of the Wasteful Steak
Posts: 40489
Joined: Thu Nov 03, 2016 9:52 am
Drives: Blue short bus
Location: Philly

Driving through the city was pretty easy today. Traffic was super light. Hardly any buses or that sort of thing. Most construction jobs are stopped. :notbad: even parking was reasonable.

Man I wish the STI came with adaptive dampers and a fast shifting automatic.
User avatar
max225
Chief Master Sirloin of the Wasteful Steak
Chief Master Sirloin of the Wasteful Steak
Posts: 42434
Joined: Thu Nov 03, 2016 12:49 am
Drives: Taco+ Bavarian lemon

[user not found] wrote: Wed Apr 01, 2020 2:11 pm
max225 wrote: Wed Apr 01, 2020 1:56 pm

I am just getting my vitamin D. And I am not sick.
Problem is, people are fucking RETARDED.
Bailllllouttzzzz
User avatar
Gberg2119
First Sirloin
First Sirloin
Posts: 4819
Joined: Thu Nov 03, 2016 9:09 pm
Drives: W///
Location: Philly

:wtf: :facepalm:

https://jalopnik.com/the-average-new-ca ... 1842624210

Sent from my Pixel 3 XL using Tapatalk

User avatar
max225
Chief Master Sirloin of the Wasteful Steak
Chief Master Sirloin of the Wasteful Steak
Posts: 42434
Joined: Thu Nov 03, 2016 12:49 am
Drives: Taco+ Bavarian lemon

Gberg2119 wrote: Wed Apr 01, 2020 11:14 pm :wtf: :facepalm:

https://jalopnik.com/the-average-new-ca ... 1842624210

Sent from my Pixel 3 XL using Tapatalk
So are we not going to talk about the new FCA program of 84 months @0% and 90 days of no payments ... it’s practically free !
User avatar
ChrisoftheNorth
Moderator
Moderator
Posts: 47112
Joined: Thu Nov 03, 2016 6:10 am
Drives: 4R

max225 wrote: Thu Apr 02, 2020 12:07 am
Gberg2119 wrote: Wed Apr 01, 2020 11:14 pm :wtf: :facepalm:

https://jalopnik.com/the-average-new-ca ... 1842624210

Sent from my Pixel 3 XL using Tapatalk
So are we not going to talk about the new FCA program of 84 months @0% and 90 days of no payments ... it’s practically free !
I wouldn't turn down 0 for 84 if it were offered to me. :iono:
Desertbreh wrote: Tue Oct 10, 2017 6:40 pm My guess would be that Chris took some time off because he has read the dialogue on this page 1,345 times and decided to spend some of his free time doing something besides beating a horse to death.
User avatar
max225
Chief Master Sirloin of the Wasteful Steak
Chief Master Sirloin of the Wasteful Steak
Posts: 42434
Joined: Thu Nov 03, 2016 12:49 am
Drives: Taco+ Bavarian lemon

Detroit wrote: Thu Apr 02, 2020 8:29 am
max225 wrote: Thu Apr 02, 2020 12:07 am

So are we not going to talk about the new FCA program of 84 months @0% and 90 days of no payments ... it’s practically free !
I wouldn't turn down 0 for 84 if it were offered to me. :iono:
In lieu of all rebates?
User avatar
ChrisoftheNorth
Moderator
Moderator
Posts: 47112
Joined: Thu Nov 03, 2016 6:10 am
Drives: 4R

max225 wrote: Thu Apr 02, 2020 11:05 am
Detroit wrote: Thu Apr 02, 2020 8:29 am
I wouldn't turn down 0 for 84 if it were offered to me. :iono:
In lieu of all rebates?
Depends how good the rebates are.

Right now, I view cash liquidity as king.
Desertbreh wrote: Tue Oct 10, 2017 6:40 pm My guess would be that Chris took some time off because he has read the dialogue on this page 1,345 times and decided to spend some of his free time doing something besides beating a horse to death.
User avatar
max225
Chief Master Sirloin of the Wasteful Steak
Chief Master Sirloin of the Wasteful Steak
Posts: 42434
Joined: Thu Nov 03, 2016 12:49 am
Drives: Taco+ Bavarian lemon

Detroit wrote: Thu Apr 02, 2020 11:08 am
max225 wrote: Thu Apr 02, 2020 11:05 am
In lieu of all rebates?
Depends how good the rebates are.

Right now, I view cash liquidity as king.
No one needs a new car ...
it’s a terrible time to buy ...
Goosing then purchase price 5-10k up and the stretching it into eternity monthly is literally one of the worst things anyone can do at the moment ....
I guess I just don’t get how it would work for anyone, not like a loan isn’t a liability.
User avatar
max225
Chief Master Sirloin of the Wasteful Steak
Chief Master Sirloin of the Wasteful Steak
Posts: 42434
Joined: Thu Nov 03, 2016 12:49 am
Drives: Taco+ Bavarian lemon

I :member: that 08/09 employee price stuff that was good. This is madness
User avatar
ChrisoftheNorth
Moderator
Moderator
Posts: 47112
Joined: Thu Nov 03, 2016 6:10 am
Drives: 4R

max225 wrote: Thu Apr 02, 2020 11:12 am
Detroit wrote: Thu Apr 02, 2020 11:08 am
Depends how good the rebates are.

Right now, I view cash liquidity as king.
No one needs a new car ...
it’s a terrible time to buy ...
Goosing then purchase price 5-10k up and the stretching it into eternity monthly is literally one of the worst things anyone can do at the moment ....
I guess I just don’t get how it would work for anyone, not like a loan isn’t a liability.
People won't be unemployed forever. In the event of a lease ending or a car being totaled or something I could see it. $5-$10k in cash now plus payment deferrals could help weather the immediate storm with zero interest liability in the long run. There's worse financial decisions someone could make IF they NEEDED transportation.

Running out and getting a new car just because of the 0 for 84 term is insane. Nobody should do that, agreed. Just saying that there are circumstances where it could make sense.
Desertbreh wrote: Tue Oct 10, 2017 6:40 pm My guess would be that Chris took some time off because he has read the dialogue on this page 1,345 times and decided to spend some of his free time doing something besides beating a horse to death.
User avatar
ChrisoftheNorth
Moderator
Moderator
Posts: 47112
Joined: Thu Nov 03, 2016 6:10 am
Drives: 4R

max225 wrote: Thu Apr 02, 2020 11:13 am I :member: that 08/09 employee price stuff that was good. This is madness
0 for 84 with 90 day deferral is "madness"?
Desertbreh wrote: Tue Oct 10, 2017 6:40 pm My guess would be that Chris took some time off because he has read the dialogue on this page 1,345 times and decided to spend some of his free time doing something besides beating a horse to death.
User avatar
max225
Chief Master Sirloin of the Wasteful Steak
Chief Master Sirloin of the Wasteful Steak
Posts: 42434
Joined: Thu Nov 03, 2016 12:49 am
Drives: Taco+ Bavarian lemon

Detroit wrote: Thu Apr 02, 2020 11:27 am
max225 wrote: Thu Apr 02, 2020 11:13 am I :member: that 08/09 employee price stuff that was good. This is madness
0 for 84 with 90 day deferral is "madness"?
In my opinion absolutely. If you are willing to give up a 10-20% discount on a vehicle and stretch payments into eternity you have no business buying. It’s like targeting crack heads for car sales, you know the outcome ....
User avatar
ChrisoftheNorth
Moderator
Moderator
Posts: 47112
Joined: Thu Nov 03, 2016 6:10 am
Drives: 4R

max225 wrote: Thu Apr 02, 2020 11:35 am
Detroit wrote: Thu Apr 02, 2020 11:27 am
0 for 84 with 90 day deferral is "madness"?
In my opinion absolutely. If you are willing to give up a 10-20% discount on a vehicle and stretch payments into eternity you have no business buying. It’s like targeting crack heads for car sales, you know the outcome ....
I thought you meant "madness" offering it in the first place.

People choosing it...I'm still going with a maybe. Gotta have good credit, which means you're halfway smart...but it all depends on the situation and if the actual discount is really that great to begin with.

All speculating, I really don't know.
Desertbreh wrote: Tue Oct 10, 2017 6:40 pm My guess would be that Chris took some time off because he has read the dialogue on this page 1,345 times and decided to spend some of his free time doing something besides beating a horse to death.
User avatar
max225
Chief Master Sirloin of the Wasteful Steak
Chief Master Sirloin of the Wasteful Steak
Posts: 42434
Joined: Thu Nov 03, 2016 12:49 am
Drives: Taco+ Bavarian lemon

Detroit wrote: Thu Apr 02, 2020 11:39 am
max225 wrote: Thu Apr 02, 2020 11:35 am

In my opinion absolutely. If you are willing to give up a 10-20% discount on a vehicle and stretch payments into eternity you have no business buying. It’s like targeting crack heads for car sales, you know the outcome ....
I thought you meant "madness" offering it in the first place.

People choosing it...I'm still going with a maybe. Gotta have good credit, which means you're halfway smart...but it all depends on the situation and if the actual discount is really that great to begin with.

All speculating, I really don't know.
Correct, good credit is a requirement. But it also requires giving up substantial rebates and stretching the unknown into 7 years. I suppose I just think this sort of an offer does really work for both parties the buyer and the Corp.

That said, I do think the whole buy at home thing is :mindblown: somehow this is finally pushing the dealer model into the Tesla model ...

:mindblown:
User avatar
Huckleberry
Senior Chief Patty Officer
Senior Chief Patty Officer
Posts: 2415
Joined: Tue Nov 20, 2018 9:10 am
Drives: 2004 GTO
Location: Hi. I'm in Delaware.

Are all of these deals in lieu of rebates?

No thanks. They ain't desperate enough, then.
User avatar
Tar
Chief Master Sirloin
Chief Master Sirloin
Posts: 14126
Joined: Fri Nov 04, 2016 6:06 pm
Drives: Beige Family Sedan sans Dent
Location: Canuckistan

Huckleberry wrote: Thu Apr 02, 2020 11:46 am Are all of these deals in lieu of rebates?

No thanks. They ain't desperate enough, then.
My wife's lease is going back in three months and I don't know how long this stay at home game will last but chances are that we will all be at work in that time frame. In the mean time I wouldn't commit to another lease or purchase a vehicle to replace hers unless it's an incredible deal, like 20-30% off of existing inventory collecting dust/rust. Stretch pay on MSRP is :flaccid:
User avatar
Huckleberry
Senior Chief Patty Officer
Senior Chief Patty Officer
Posts: 2415
Joined: Tue Nov 20, 2018 9:10 am
Drives: 2004 GTO
Location: Hi. I'm in Delaware.

Tarspin wrote: Thu Apr 02, 2020 11:55 am
Huckleberry wrote: Thu Apr 02, 2020 11:46 am Are all of these deals in lieu of rebates?

No thanks. They ain't desperate enough, then.
My wife's lease is going back in three months and I don't know how long this stay at home game will last but chances are that we will all be at work in that time frame. In the mean time I wouldn't commit to another lease or purchase a vehicle to replace hers unless it's an incredible deal, like 20-30% off of existing inventory collecting dust/rust. Stretch pay on MSRP is :flaccid:
Yeah, if they start throwing cash on the hood plus 0%, then my interest may be piqued.
User avatar
ChrisoftheNorth
Moderator
Moderator
Posts: 47112
Joined: Thu Nov 03, 2016 6:10 am
Drives: 4R

Huckleberry wrote: Thu Apr 02, 2020 12:59 pm
Tarspin wrote: Thu Apr 02, 2020 11:55 am

My wife's lease is going back in three months and I don't know how long this stay at home game will last but chances are that we will all be at work in that time frame. In the mean time I wouldn't commit to another lease or purchase a vehicle to replace hers unless it's an incredible deal, like 20-30% off of existing inventory collecting dust/rust. Stretch pay on MSRP is :flaccid:
Yeah, if they start throwing cash on the hood plus 0%, then my interest may be piqued.
Give it time...
Desertbreh wrote: Tue Oct 10, 2017 6:40 pm My guess would be that Chris took some time off because he has read the dialogue on this page 1,345 times and decided to spend some of his free time doing something besides beating a horse to death.
User avatar
max225
Chief Master Sirloin of the Wasteful Steak
Chief Master Sirloin of the Wasteful Steak
Posts: 42434
Joined: Thu Nov 03, 2016 12:49 am
Drives: Taco+ Bavarian lemon

Huckleberry wrote: Thu Apr 02, 2020 12:59 pm
Tarspin wrote: Thu Apr 02, 2020 11:55 am

My wife's lease is going back in three months and I don't know how long this stay at home game will last but chances are that we will all be at work in that time frame. In the mean time I wouldn't commit to another lease or purchase a vehicle to replace hers unless it's an incredible deal, like 20-30% off of existing inventory collecting dust/rust. Stretch pay on MSRP is :flaccid:
Yeah, if they start throwing cash on the hood plus 0%, then my interest may be piqued.
Fully expecting this... once people can actually get out of the house and buy/register shit.
User avatar
max225
Chief Master Sirloin of the Wasteful Steak
Chief Master Sirloin of the Wasteful Steak
Posts: 42434
Joined: Thu Nov 03, 2016 12:49 am
Drives: Taco+ Bavarian lemon

Huckleberry wrote: Thu Apr 02, 2020 11:46 am Are all of these deals in lieu of rebates?

No thanks. They ain't desperate enough, then.
For now, hence my bitching...
User avatar
CorvetteWaxer
Senior Master Sirloin
Senior Master Sirloin
Posts: 8381
Joined: Mon Feb 06, 2017 9:35 pm
Drives: 1986 Hyundai Excel, 351C swap
Location: Where it happens every year

max225 wrote: Thu Apr 02, 2020 11:12 am
Detroit wrote: Thu Apr 02, 2020 11:08 am
Depends how good the rebates are.

Right now, I view cash liquidity as king.
No one needs a new car ...
it’s a terrible time to buy ...
Goosing then purchase price 5-10k up and the stretching it into eternity monthly is literally one of the worst things anyone can do at the moment ....
I guess I just don’t get how it would work for anyone, not like a loan isn’t a liability.
If you believe the news and the fear mongering, we're all going to die within 3 months.

Finance that Lambo now with no money down, you'll never have to make a payment and nobody will try to repo it before it's too late.

:aintcare:
User avatar
CorvetteWaxer
Senior Master Sirloin
Senior Master Sirloin
Posts: 8381
Joined: Mon Feb 06, 2017 9:35 pm
Drives: 1986 Hyundai Excel, 351C swap
Location: Where it happens every year

^ Clearly a joke, in case anyone is really panicking.

:thisisfine:
User avatar
max225
Chief Master Sirloin of the Wasteful Steak
Chief Master Sirloin of the Wasteful Steak
Posts: 42434
Joined: Thu Nov 03, 2016 12:49 am
Drives: Taco+ Bavarian lemon

CorvetteWaxer wrote: Thu Apr 02, 2020 1:40 pm
max225 wrote: Thu Apr 02, 2020 11:12 am

No one needs a new car ...
it’s a terrible time to buy ...
Goosing then purchase price 5-10k up and the stretching it into eternity monthly is literally one of the worst things anyone can do at the moment ....
I guess I just don’t get how it would work for anyone, not like a loan isn’t a liability.
If you believe the news and the fear mongering, we're all going to die within 3 months.

Finance that Lambo now with no money down, you'll never have to make a payment and nobody will try to repo it before it's too late.

:aintcare:
Yea stretch pay and delay payments for 90 days. FUCK THE BANKS, It is their fault.
User avatar
MexicanYarisTK
Senior Master Sirloin
Senior Master Sirloin
Posts: 9978
Joined: Tue Nov 08, 2016 9:14 am
Drives: An Okinowa Cruiseship
Location: 6 miles north of Sleepy Joes House & 5 miles from Bosphorus Channel

max225 wrote: Thu Apr 02, 2020 1:42 pm
CorvetteWaxer wrote: Thu Apr 02, 2020 1:40 pm

If you believe the news and the fear mongering, we're all going to die within 3 months.

Finance that Lambo now with no money down, you'll never have to make a payment and nobody will try to repo it before it's too late.

:aintcare:
Yea stretch pay and delay payments for 90 days. FUCK THE BANKS, It is their fault.
:mahtroy: for their free e90 BMW's with 100k miles or perhaps 70k+ f30's, oh boi
Nephew of a :plac: a few first gen immigrant on DFD, resident turk, and ex nazi egg lover now driving a middle class mom mobile.
User avatar
razr390
Command Chief Master Sirloin
Command Chief Master Sirloin
Posts: 19644
Joined: Thu Nov 03, 2016 12:08 am
Drives: MK7.5 on 87

CorvetteWaxer wrote: Thu Apr 02, 2020 1:40 pm
max225 wrote: Thu Apr 02, 2020 11:12 am

No one needs a new car ...
it’s a terrible time to buy ...
Goosing then purchase price 5-10k up and the stretching it into eternity monthly is literally one of the worst things anyone can do at the moment ....
I guess I just don’t get how it would work for anyone, not like a loan isn’t a liability.
If you believe the news and the fear mongering, we're all going to die within 3 months.

Finance that Lambo now with no money down, you'll never have to make a payment and nobody will try to repo it before it's too late.

:aintcare:
Keeping local repo businesses afloat. :fuckyeah:
:doughnut: :narc: :doughnut:
Desertbreh wrote: Thu Oct 17, 2019 3:05 pm DFD. The forum where everybody makes the same choices and then tells anybody trying to join the club that they are the stupidest motherfucker to ever walk the earth.
Locked