The American Dream: Tales of a High-Income Earner Who Has No Money

Off-topic? You mean on-topic!
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wap
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Irish wrote: Mon May 10, 2021 10:14 am
wap wrote: Sun May 09, 2021 9:31 pm
:wat:
A idiom Grand Fappy ..... sort of like saying that you haven't rode chariot since the Peloponnesian War...

When everyone knows you weren't born until 70 years before Jesus ...

thanks for being there BTW...... the world can use more Wise men)
:word:

Glad to do my part. :lol:
:wap: Where are these mangos?
Detroit wrote: Fri Apr 16, 2021 1:19 pm I don't understand anything anymore.
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Detroit wrote: Fri Apr 30, 2021 12:32 pm
Irish wrote: Fri Apr 30, 2021 12:31 pm

I think people mix up not using it at all with using it and paying it off each month. Not using it at all, actually can hurt your score if you carry too much available credit.
My score has dropped ~10 pts recently because I've reduced debt (cheaper house) and don't use as much credit.

Amazing, but whatever.
Just hit that boost button and you're golden.

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Desertbreh
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Huckleberry wrote: Mon May 10, 2021 12:10 pm
Detroit wrote: Fri Apr 30, 2021 12:32 pm
My score has dropped ~10 pts recently because I've reduced debt (cheaper house) and don't use as much credit.

Amazing, but whatever.
Just hit that boost button and you're golden.

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I had to google this. 5/7 worth the effort, would watch again.
Detroit wrote:Buy 911s instead of diamonds.
Johnny_P wrote: Thu Feb 09, 2023 3:21 pm Earn it and burn it, Val.
max225 wrote: Mon May 01, 2023 5:35 pm Yes it's a cool car. But prepare the lube/sawdust.
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max225
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Do you guys get that cow commercial?
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max225 wrote: Mon May 10, 2021 2:24 pm Do you guys get that cow commercial?
I just had to google it to watch it. 0/7 understanding.

:derp: DOWNLOAD APP = CREDIT SCORE GO UP PLUS A PURPLE SPOTTED COW :derp:

:rolleyes:
Desertbreh wrote: Tue Oct 10, 2017 6:40 pm My guess would be that Chris took some time off because he has read the dialogue on this page 1,345 times and decided to spend some of his free time doing something besides beating a horse to death.
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max225 wrote: Mon May 10, 2021 2:24 pm Do you guys get that cow commercial?
A purple cow that moos "bOOOOOOOST" What's not to get? Certainly no dumber than than the "Geico Gekko" or countless other mascots.
Detroit wrote:Buy 911s instead of diamonds.
Johnny_P wrote: Thu Feb 09, 2023 3:21 pm Earn it and burn it, Val.
max225 wrote: Mon May 01, 2023 5:35 pm Yes it's a cool car. But prepare the lube/sawdust.
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Desertbreh wrote: Mon May 10, 2021 2:39 pm
max225 wrote: Mon May 10, 2021 2:24 pm Do you guys get that cow commercial?
A purple cow that moos "bOOOOOOOST" What's not to get? Certainly no dumber than than the "Geico Gekko" or countless other mascots.
Just couldn’t get it figured out. We don’t TV unless we have hotel cable or what not and it kept playing and confusing me and the woman
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Irish
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At the risk of further pollution of Ray Ray 2.0.....

Speaking of crazy animals




Please don't let us discourage you @HerrBerlin we're just man children that do love us some cray cray Dad storiez.....
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wap
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Desertbreh wrote: Mon May 10, 2021 2:39 pm
max225 wrote: Mon May 10, 2021 2:24 pm Do you guys get that cow commercial?
A purple cow that moos "bOOOOOOOST" What's not to get? Certainly no dumber than than the "Geico Gekko" or countless other mascots.
:disgust:
:wap: Where are these mangos?
Detroit wrote: Fri Apr 16, 2021 1:19 pm I don't understand anything anymore.
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Irish wrote: Sun May 09, 2021 11:55 am
max225 wrote: Sat May 08, 2021 6:59 pm

It’s all about points. I’ll post up later what I’m redeeming mine for at the moment. But its a complicated game to play
Please give us a primer..... We always had an United Airlines Card but we haven't flown since 'Nam. We have a cash back card now through our bank... but its point based and I'm not even sure how it works as wife unit handles it.....
You can get more for your money with the points for travel game but it is a LOT of work to figure out what's best, really not worth it, IMO. I just do cash back, rotating 5% categories on Discover and Chase, everything else goes on 2% cash back Citi card other than restaurants, which I have a card that gives 3% cash back on. It is a pretty simple system that generates some decent money.
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D Griff wrote: Mon May 10, 2021 4:57 pm
Irish wrote: Sun May 09, 2021 11:55 am

Please give us a primer..... We always had an United Airlines Card but we haven't flown since 'Nam. We have a cash back card now through our bank... but its point based and I'm not even sure how it works as wife unit handles it.....
You can get more for your money with the points for travel game but it is a LOT of work to figure out what's best, really not worth it, IMO. I just do cash back, rotating 5% categories on Discover and Chase, everything else goes on 2% cash back Citi card other than restaurants, which I have a card that gives 3% cash back on. It is a pretty simple system that generates some decent money.
Every time I look into new cards, the points things are just so ambiguous and confusing that I end up staying with the higher % cash back cards I already have because there's zero thinking involved. Wife got a Delta card when she was travelling a lot, and it never really seemed to make sense with the cost of the annual fee.
Desertbreh wrote: Tue Oct 10, 2017 6:40 pm My guess would be that Chris took some time off because he has read the dialogue on this page 1,345 times and decided to spend some of his free time doing something besides beating a horse to death.
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Detroit wrote: Tue May 11, 2021 9:08 am
D Griff wrote: Mon May 10, 2021 4:57 pm

You can get more for your money with the points for travel game but it is a LOT of work to figure out what's best, really not worth it, IMO. I just do cash back, rotating 5% categories on Discover and Chase, everything else goes on 2% cash back Citi card other than restaurants, which I have a card that gives 3% cash back on. It is a pretty simple system that generates some decent money.
Every time I look into new cards, the points things are just so ambiguous and confusing that I end up staying with the higher % cash back cards I already have because there's zero thinking involved. Wife got a Delta card when she was travelling a lot, and it never really seemed to make sense with the cost of the annual fee.
It can make sense if you put zero value on your time... I sit on a computer all damn day as-is, the last thing I want to do is :dealwithit: a bunch of credit card tracking :bs:
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