OT 15: New Year, New Poo

[razr390]

In KY it was free by law. Never thought about it in meatchicken

There are only 5-6 states with any specific windshield repair/replacement laws, all others go through comprehensive.

[razr390]

How much does a new windshield cost without insurance?

$200-500 which

[KYGTIGuy]

How much does a new windshield cost without insurance?

$200-500 which

So 200 for the deductible and 70 a year for policy....are you replacing a window once a year?

The risk seems worth it I guess, until it isn't

[razr390]

$200-500 which

So 200 for the deductible and 70 a year for policy....are you replacing a window once a year?

The risk seems worth it I guess, until it isn't

well, at worst I will pay $232/6 months if I use the deductible, compared to $500.

I had never had an issue before in Florida but this car is 5 months old and already needs a windshield. I would rather see if it pays off and change it if it doesn't. remember that $200 deductible for comprehensive is not for windows/windshields only, but anything else that is not within my control.

[KYGTIGuy]

So 200 for the deductible and 70 a year for policy....are you replacing a window once a year?

The risk seems worth it I guess, until it isn't

well, at worst I will pay $232/6 months if I use the deductible, compared to $500.

I had never had an issue before in Florida but this car is 5 months old and already needs a windshield. I would rather see if it pays off and change it if it doesn't. remember that $200 deductible for comprehensive is not for windows/windshields only, but anything else that is not within my control.

If you use it that much it won't be 232 for long

[razr390]

well, at worst I will pay $232/6 months if I use the deductible, compared to $500.

I had never had an issue before in Florida but this car is 5 months old and already needs a windshield. I would rather see if it pays off and change it if it doesn't. remember that $200 deductible for comprehensive is not for windows/windshields only, but anything else that is not within my control.

If you use it that much it won't be 232 for long

comprehensive claims don't affect your premium, brah.

[Tar]

Congrats on the snip Tarspin. I had mine in the spring, couldn’t be happier.

Thanks bro, day two is pretty easy. Sore in the lower abdomen after a couple hrs of sitting in a chair so I took a Tylenol 3 where an extra strength advil would suffice but besides that its NBD. I'm definitely looking forward to the future care free lifestyle.

[KYGTIGuy]

If you use it that much it won't be 232 for long

comprehensive claims don't affect your premium, brah.

[datgrundle]

Afternoon fellas, I'm back from vacation

[MexicanYarisTK]

Uninstall, reinstall, check settings?

I’m an idiot anyway.

Not tapatalk. Just my phone browser.

I just use my phones browser for dfd, I only use tapatalk for posting pics

[MexicanYarisTK]

In KY it was free by law. Never thought about it in meatchicken

Rudy told me the same for FL and I personally did not know free replacements even exists

[razr390]

In KY it was free by law. Never thought about it in meatchicken

Rudy told me the same for FL and I personally did not know free replacements even exists

Only Florida, South Carolina, and Kentucky are free replacements. Arizona, New York, and Massachusetts they offer special "glass/windshield" policies as an addendum to comprehensive coverage. All other states do it through comprehensive.

[MexicanYarisTK]

Rudy told me the same for FL and I personally did not know free replacements even exists

Only Florida, South Carolina, and Kentucky are free replacements. Arizona, New York, and Massachusetts they offer special "glass/windshield" policies as an addendum to comprehensive coverage. All other states do it through comprehensive.

Essentially no inspection to very lenient on vehicle inspection states

[razr390]

Only Florida, South Carolina, and Kentucky are free replacements. Arizona, New York, and Massachusetts they offer special "glass/windshield" policies as an addendum to comprehensive coverage. All other states do it through comprehensive.

Essentially no inspection to very lenient on vehicle inspection states

tbh, I may just the windshield until Spring, b/cuz inspection. But,

Better to get it done asap.

[MexicanYarisTK]

Essentially no inspection to very lenient on vehicle inspection states

tbh, I may just the windshield until Spring, b/cuz inspection. But,

Better to get it done asap.

IF that shit continously spreads i would fucking do it, especially it may shatter out of nowhere in matter of time

My uncle done it the mahtroy way for his evo and sold it to next owner with it, he was aint care too

[razr390]

tbh, I may just the windshield until Spring, b/cuz inspection. But,

Better to get it done asap.

IF that shit continously spreads i would fucking do it, especially it may shatter out of nowhere in matter of time

My uncle done it the mahtroy way for his evo and sold it to next owner with it, he was aint care too

Yeah it’ll get replaced soon.

[wap]

If anybody needs some storage space, let me know. Just found this in a drawer

that bitch was like 60 bucks in 2002

The first SD card we bought for our first digital camera was 256mb and cost $70.

[wap]

back.

I just got back from 8 days in Switzerland. never showed up here as said he would. got his windshield cracked. just had another , and Tarspin got his snipped.
Just read your Lobster review.

5/7 synopsis.

How was Switzerland? I absolutely loved that country. Super though, a basic meal for two starts at like $90.

Sent from my Pixel using Tapatalk

Thanks.

We loved Switzerland. Spent 4 days each in Zurich and Geneva and took day trips to Lucerne, Bern, Lausanne, and Montreux. All were beautiful cities/towns but I really liked Lucerne. You're right about it being spendy. I think we averaged about $80-$100/meal so your memory is spot on. The only reason we went this year is because we were able to use miles to buy our plane tickets so we ended up paying about the same price for this trip as we would have to another country including air fare.

Check out my travel thread. I've got a bunch of pictures up and I've got a few more still to post, plus some random car pics that I'll put in the interesting car spotted thread.
viewtopic.php?f=11&t=170&start=175

[wap]

How much does a new windshield cost without insurance?

I paid $139 installed for my Mk4's windshield about 9-10 years ago. They came to my work and installed it in the parking lot.

[fledonfoot]

How much does a new windshield cost without insurance?

Depends on who installs it and if it’s factory glass.

Aftermarket windshield from a glass company... $300-400.

Factory windshield on a Macan installed by a Porsche tech including recalibration of the cameras and sensors... $2900.

[Apex]

is still ridin’ dirty with a cracked windshield.

[D Griff]

5/7 synopsis.

How was Switzerland? I absolutely loved that country. Super though, a basic meal for two starts at like $90.

Sent from my Pixel using Tapatalk

Thanks.

We loved Switzerland. Spent 4 days each in Zurich and Geneva and took day trips to Lucerne, Bern, Lausanne, and Montreux. All were beautiful cities/towns but I really liked Lucerne. You're right about it being spendy. I think we averaged about $80-$100/meal so your memory is spot on. The only reason we went this year is because we were able to use miles to buy our plane tickets so we ended up paying about the same price for this trip as we would have to another country including air fare.

Check out my travel thread. I've got a bunch of pictures up and I've got a few more still to post, plus some random car pics that I'll put in the interesting car spotted thread.
viewtopic.php?f=11&t=170&start=175

Awesome man! I'm really glad we chose Lucerne. We were trying to see a big variety on our trip so we hit five countries. We did two nights in Zurich so we only had one day trip in Switzerland and chose Lucerne, but it was tough to decide because all of the options looked incredible. IIRC accessibility from Zurich was one of the deciding factors. That place is really special though.

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[D Griff]

So 200 for the deductible and 70 a year for policy....are you replacing a window once a year?

The risk seems worth it I guess, until it isn't

well, at worst I will pay $232/6 months if I use the deductible, compared to $500.

I had never had an issue before in Florida but this car is 5 months old and already needs a windshield. I would rather see if it pays off and change it if it doesn't. remember that $200 deductible for comprehensive is not for windows/windshields only, but anything else that is not within my control.

Seems not worth adding the lower comprehensive deductible to me. You save $300 per claim, so you have to make a claim every six years for that to be financially viable. I've had my license for 14 years and I've never made a comprehensive claim.

Self insure where possible, insurance is only for catastrophic instances, IMO. The insurance companies are in the biz of making money after all. Just my unsolicited opinion.

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[razr390]

well, at worst I will pay $232/6 months if I use the deductible, compared to $500.

I had never had an issue before in Florida but this car is 5 months old and already needs a windshield. I would rather see if it pays off and change it if it doesn't. remember that $200 deductible for comprehensive is not for windows/windshields only, but anything else that is not within my control.

Seems not worth adding the lower comprehensive deductible to me. You save $300 per claim, so you have to make a claim every six years for that to be financially viable. I've had my license for 14 years and I've never made a comprehensive claim.

Self insure where possible, insurance is only for catastrophic instances, IMO. The insurance companies are in the biz of making money after all. Just my unsolicited opinion.

Sent from my Pixel using Tapatalk

I mean, the difference between it is $5.5 a month. It’s not a big deal. DMV roads are shit and I have more rock chips on my hood in 5 months since owning this GTI than I’ve had in 4 years of my MK6 in SoFlo.

It’s definitely a regional thing and based on the road conditions of where you’re based out of.

Your anecdote, while appreciates, is irrelevant to me. (I had damage on the MK6 from a windstorm that I repaired myself but if I had made a comprehensive claim through insurance would’ve required the whole rear quarter panel to be repainted, all since moving here in Virginia).

But yeah, luckily I can change it instantaneously so I will rock the $200 deductible for comprehensive and see whether I need it or not.

[Tar]

Seems not worth adding the lower comprehensive deductible to me. You save $300 per claim, so you have to make a claim every six years for that to be financially viable. I've had my license for 14 years and I've never made a comprehensive claim.

Self insure where possible, insurance is only for catastrophic instances, IMO. The insurance companies are in the biz of making money after all. Just my unsolicited opinion.

Sent from my Pixel using Tapatalk

I mean, the difference between it is $5.5 a month. It’s not a big deal. DMV roads are shit and I have more rock chips on my hood in 5 months since owning this GTI than I’ve had in 4 years of my MK6 in SoFlo.

It’s definitely a regional thing and based on the road conditions of where you’re based out of.

Your anecdote, while appreciates, is irrelevant to me. (I had damage on the MK6 from a windstorm that I repaired myself but if I had made a comprehensive claim through insurance would’ve required the whole rear quarter panel to be repainted, all since moving here in Virginia).

But yeah, luckily I can change it instantaneously so I will rock the $200 deductible for comprehensive and see whether I need it or not.

I PPF the , unfortunately I'm going to take off the partial hood and put a full coverage piece on before winter. Got a nasty stone graze the hood about 2/3 of the way up and thankfully only scraped back the clear but still have all the blue paint still intact. Where i live is exceptionally bad for that shit, and whatever I've covered is still . It's never too late IMO