Big Brain Bradley wrote: ↑Thu Jun 20, 2019 10:06 am
I mean,
having been in the same place myself.
BUT, if hes adding crotchfruit AND cant realistically have 2 cars for whatever reason, money being a consideration, the smart money move is to pump the brakes on a 'fun' car and ride that no payment life. Put a few bucks into making the daily more fun. Go karting more. Wait for the little shits to be out of diapers and re-evaluate.
Money isn't the main thing, we're down to $0 in debt outside of the haus payment (<15% of our net pay) and the GTI. We could go buy a $40k toy if we wanted to, it's just not that high on our priority list, not above saving in 529 plans and Roth IRAs, traveling, and possibly moving to a bigger house within the next few years. Plus the GTI would have to live in the driveway. The main considerations are time and equity. With a CF or two, I can't just regularly take the S2000 (or whatever) out for a drive by myself on Saturday and leave the kiddo(s) at home with my wife while I go fuck around. My wife and I wouldn't be able to enjoy it together unless we get a babysitter just so we can go for a drive. How pointless is that? I'd want the fun car to be something we can all go out in, or at the very least I could shuttle the kid(s) to and from daycare in and then go out for a drive in the morning before I settle in for work. I want something that makes me smirk when it fires up in the morning like the STi used to.