Griffdog House Search

[D Griff]

I do appreciate it and there's a lot here I haven't done... just like car purchases, some stuff you just have to go through and experience to get the whole picture. has bought a home but I think because she enjoyed the 50% appreciation life, she things that is the norm... nahgonnahappen this time I don't think. I feel like the higher the price of the home, the lower the percentage of appreciation honestly, but at least this is like the cheapest home in the Madison Park 'hood that's not a shit hole.

FWIW we already know what the taxes are going to be - $3060 as quoted. They may go up, but I mean, what can you really do? This will happen anywhere and they aren't going up $200/month/year like rent does.

It won't appreciate much, but it sure won't depreciate much. That's a fantastic situation to be in.

I also love home ownershit, so I get the desire for buying a house in the first place. Just want to make sure you've got a grasp on the entire situation.

I would say there's major upside to the area based on proximity to things and the light rail has really changed the game along this corridor of the city. Not banking on any crazy gains though, I think it's stupid to do so... no one can predict the future. We did gravitate to the house over townhouse though in hopes that losing our asses is less likely.

[Melon]

Buying a house is stressful, sure, and there's always a sense of apprehension when you make that big of a decision. You take a look at everything you can, heed advice and make the best decision. Ultimately it's a great joy, closing is a huge relief, and the first time you step into YOUR home, it's an elation that's not matched by much.

Enjoy it G_Money, heed the good advice, but don't let DFD steal your joy.

[troyguitar]

You should expect to pay about 1.2% of the purchase price in taxes in that location, don't listen to these other morans spouting

You'll have several years of sub-$4k tax bills... Maybe even staying sub-$5k for life.

We'd have a $4k tax bill on an $89k house here. Detroit's place would cost about $24k a year once his garaj mahal is finished.

[Melon]

I also love home ownershit.

Despite all my issues, I enjoy not being in a rental, or an apartment.

[SAWCE]

Joy is for people who have earned it. He’s buying this house with the profits of his fiancé’s decisions. FUCK YOU GRIFF!

[Desertbreh]

Joy is for people who have earned it. He’s buying this house with the profits of his fiancé’s decisions. FUCK YOU GRIFF!

Earl Carl Tuborg, the bitter Viking, checking in.

[dubshow]

Joy is for people who have earned it. He’s buying this house with the profits of his fiancé’s decisions. FUCK YOU GRIFF!

EVERYONE SHOULD BE MISERABLE. JUST LIKE ME!

[wap]

I don't think they reassess tax value here in a given sale, they just do it every X number of years... hopefully I'm right about that.

Probably something you should know when you sign on the dotted line. Taxes are a non-insignificant portion of your expenses. What the current owners pay could be drastically different than what you pay. Or maybe not. You should do some homework.

Here, taxes are "reset" when there's a change in ownershit, but it takes effect the next calendar year after you buy it. I know people (myself and others) who bought a house only to have the tax bill increase by 50%+ the next year. Friends of mine bought a "cheap" house in Detroit. Previous owner was paying $2k in taxes...their tax bill was $8k. 400% increase. They were blindsided and completely changed their view of buying that house.

Hopefully NC is different, and very likely is.

This is especially true if the sellers were and were getting a senior discount on their prop taxes, which you will not get and will be an eye opener the next tax year.

[ChrisoftheNorth]

Probably something you should know when you sign on the dotted line. Taxes are a non-insignificant portion of your expenses. What the current owners pay could be drastically different than what you pay. Or maybe not. You should do some homework.

Here, taxes are "reset" when there's a change in ownershit, but it takes effect the next calendar year after you buy it. I know people (myself and others) who bought a house only to have the tax bill increase by 50%+ the next year. Friends of mine bought a "cheap" house in Detroit. Previous owner was paying $2k in taxes...their tax bill was $8k. 400% increase. They were blindsided and completely changed their view of buying that house.

Hopefully NC is different, and very likely is.

This is especially true if the sellers were and were getting a senior discount on their prop taxes, which you will not get and will be an eye opener the next tax year.

But obviously I'm

[wap]

DFD. The forum where everybody makes the same choices and then tells anybody trying to join the club that they are the stupidest motherfucker to ever walk the earth.

Congrats, you are now my new quote sig.

I've been usurped.
But if it was going to happen, it should happen with a Dirk quote, to be sure.

[wap]

Buying a house is stressful, sure, and there's always a sense of apprehension when you make that big of a decision. You take a look at everything you can, heed advice and make the best decision. Ultimately it's a great joy, closing is a huge relief, and the first time you step into YOUR home, it's an elation that's not matched by much.

Enjoy it G_Money, heed the good advice, but don't let DFD steal your joy.

[troyguitar]

This is especially true if the sellers were and were getting a senior discount on their prop taxes, which you will not get and will be an eye opener the next tax year.

But obviously I'm

Carolina is cheap as fuck. Charlotte is "expensive" for the area because taxes for a normal person average over 1% instead of under like in most of the states. Moving to Charlotte from the suburbs (especially if you go across the border from SC) can mean a tax increase of 50%, which sounds like a lot except it's only going from 0.8% to 1.2% of the market value.

[wap]

Joy is for people who have earned it. He’s buying this house with the profits of his fiancé’s decisions. FUCK YOU GRIFF!

[ChrisoftheNorth]

But obviously I'm

Carolina is cheap as fuck. Charlotte is "expensive" for the area because taxes for a normal person average over 1% instead of under like in most of the states. Moving to Charlotte from the suburbs (especially if you go across the border from SC) can mean a tax increase of 50%, which sounds like a lot except it's only going from 0.8% to 1.2% of the market value.

I'm doing it wrong.

[troyguitar]

Charlotte is the promised land for the 99%. I'm

[razr390]

Carolina is cheap as fuck. Charlotte is "expensive" for the area because taxes for a normal person average over 1% instead of under like in most of the states. Moving to Charlotte from the suburbs (especially if you go across the border from SC) can mean a tax increase of 50%, which sounds like a lot except it's only going from 0.8% to 1.2% of the market value.

I'm doing it wrong.

Moran

[ChrisoftheNorth]

Charlotte is the promised land for the 99%. I'm

I really just want to quit the rat race and fuck off to the woods. That's my promised land.

[razr390]

Charlotte is the promised land for the 99%. I'm

I really just want to quit the rat race and fuck off to the woods. That's my promised land.

Over landing 24/7

[4zilch]

As I said before, this is why I keep a lot to myself.

There’s a reason why I didn’t start a haus thread...and only mentioned the move in passing.

[dubshow]

As I said before, this is why I keep a lot to myself.

There’s a reason why I didn’t start a haus thread...and only mentioned the move in passing.

Worst mistake of your life.

[dubshow]

I feel so fucking pleb with barely affording a $.25m Haus on a combined income of $150k. DFD shows how I am every day.

[Tar]

I feel so fucking pleb with barely affording a $.25m Haus on a combined income of $150k. DFD shows how I am every day.

the deadzone misfits turned out to be somewhat alright after all! Its definitely an group!

[D Griff]

But obviously I'm

Carolina is cheap as fuck. Charlotte is "expensive" for the area because taxes for a normal person average over 1% instead of under like in most of the states. Moving to Charlotte from the suburbs (especially if you go across the border from SC) can mean a tax increase of 50%, which sounds like a lot except it's only going from 0.8% to 1.2% of the market value.

It's all relative... people here are all by house prices... it does kind of suck that this same house would've been $200K six years ago... but it is what it is, still better than many places.

[D Griff]

I feel so fucking pleb with barely affording a $.25m Haus on a combined income of $150k. DFD shows how I am every day.

Our income is about the same... and your $250K house is a lot nicer than this house... you are kind of "forced to afford" something based on where you live, I'd feel much better about a $250K house but they are shit around here. People in the Northeast and CA pay $500K at the same income level because they don't have much choice and as such drive 10 year old Prii. Southerners just have the luxury of blowing a smaller proportion on housing and more on , guns, C5/trackdaybro,whatever pointless shit you're into.

[dubshow]

I feel so fucking pleb with barely affording a $.25m Haus on a combined income of $150k. DFD shows how I am every day.

Southerners just have the luxury of blowing a smaller proportion on housing and more on , guns, C5/trackdaybro,whatever pointless shit you're into.

interesting way to put it.