Home chat 1.0

[Acid666]

I started my layout for our drainage on the patio today. Got some landscaping edging and figured out my dimensions. I've currently got a french drain layout under the dirt along the edges but I need to make the whole thing gravel so water finds its way to the pipes easier. So I'm going to dig up the currently piping/drains, pull out the dirt and lay out that mesh shit, put my drains back with small pea gravel below the \piping and then lay larger gravel over the whole top. I need the drainage here to be retarded good before I close in this area and make our "Catio" so that water doesn't elevate and get into it.

[goIftdibrad]

I'm thinking that it's almost time to find a new place to live.

didnt you just move?

[goIftdibrad]

Looked at this today.



https://www.zillow.com/homedetails/148- ... 70495_zpid

Nah

That house is Complete Shit™. Did you even seen the uneven grout lines on the tile counters? Did they even use the same color and brand appliances more than ONCE???

eh, looks pretty other than the ridiculous fans and shit counters.

[Tar]

I'm thinking that it's almost time to find a new place to live.

Double-door front door life just not cutting it anymore?

the leaking drain incident of 2016? This house is been one tragedy after another.

I'm thinking that it's almost time to find a new place to live.

didnt you just move?

Six years ago we moved from my semi-detached home to the current one we own. It's been a good house, in total we've owned the two homes for 11 yrs and don't regret either purchase.

We upgraded for two reasons, 1) house prices started to climb rapidly and we didn't want to get priced out of detached homes in our area, 2) we wanted to be as close to my wife's work as possible after she got pregnant and we knew baby was on the way.

Foreign buyers and inflation have essentially doubled the price of homes in Toronto and area in six years. The market finally fell on its face after a serious run and new rules from the .gov on foreign buying essentially creating a tax to keep the homes from becoming a worse bubble then they are. Prices are essentially not moving. I don't know if they will come down a bit.

Although really close to highways and my wife's work, we also have a lot of air traffic and pollution. I'm thinking it's time to sell and move about 20 minutes further out and upgrade to a nicer home/bigger lot, with less planes/traffic. The last remaining small town in the Greater Toronto Area is growing in popularity and become high demand.

I got when I read about air pollution in Inglewood near LAX and thought being this close might be a bad idea.

[dtraill27]

Got my Donald on and got my wall built and footing for the stairs set. Will get stairs finished today. Swings I'm going to build will have to wait until after vacation next week

[dtraill27]

Also the updside down bricks were just like that when i layed a few levels out to see. They're installed correctly

[goIftdibrad]

Double-door front door life just not cutting it anymore?

the leaking drain incident of 2016? This house is been one tragedy after another.

didnt you just move?

Six years ago we moved from my semi-detached home to the current one we own. It's been a good house, in total we've owned the two homes for 11 yrs and don't regret either purchase.

We upgraded for two reasons, 1) house prices started to climb rapidly and we didn't want to get priced out of detached homes in our area, 2) we wanted to be as close to my wife's work as possible after she got pregnant and we knew baby was on the way.

Foreign buyers and inflation have essentially doubled the price of homes in Toronto and area in six years. The market finally fell on its face after a serious run and new rules from the .gov on foreign buying essentially creating a tax to keep the homes from becoming a worse bubble then they are. Prices are essentially not moving. I don't know if they will come down a bit.

Although really close to highways and my wife's work, we also have a lot of air traffic and pollution. I'm thinking it's time to sell and move about 20 minutes further out and upgrade to a nicer home/bigger lot, with less planes/traffic. The last remaining small town in the Greater Toronto Area is growing in popularity and become high demand.

I got when I read about air pollution in Inglewood near LAX and thought being this close might be a bad idea.

Noise? yea i get it. but the actual air? eh.

[Acid666]

Foreign buyers and inflation have essentially doubled the price of homes in Toronto and area in six years. The market finally fell on its face after a serious run and new rules from the .gov on foreign buying essentially creating a tax to keep the homes from becoming a worse bubble then they are. Prices are essentially not moving. I don't know if they will come down a bit.

You're around Toronto? My boss is from Canada and I believe him and his wife moved back up there for a bit a decade ago or so. He said the housing there is stupid expensive. It's part of the reason they moved back down here to Louisiana once he was able to find engineering work.
He wouldn't recommend Toronto to anyone.

[Tar]

the leaking drain incident of 2016? This house is been one tragedy after another.
Yep noise too. The pollution thing might be a bit of a knee jerk reaction but between the airport, and two very busy highway systems the air isn't exemplary.

[Tar]

Foreign buyers and inflation have essentially doubled the price of homes in Toronto and area in six years. The market finally fell on its face after a serious run and new rules from the .gov on foreign buying essentially creating a tax to keep the homes from becoming a worse bubble then they are. Prices are essentially not moving. I don't know if they will come down a bit.

You're around Toronto? My boss is from Canada and I believe him and his wife moved back up there for a bit a decade ago or so. He said the housing there is stupid expensive. It's part of the reason they moved back down here to Louisiana once he was able to find engineering work.
He wouldn't recommend Toronto to anyone.

I literally can't afford my own house if I were to try and buy it today. The average house price in Toronto is now $950k, which even converted is $700KUS. There's something like 260000 new people in Canada and 30% come to the GTA. Yet another reason why I'd like to up size to a better home in the last small town in the area, and the best part is its only 20 min away from me now.

[CorvetteWaxer]

Got my Donald on and got my wall built and footing for the stairs set. Will get stairs finished today. Swings I'm going to build will have to wait until after vacation next week

Nice.

I HATED working with the keystone blocks when I did my back yard. Getting it level for ~80 feet was no fun at all.

[dtraill27]

Nice.

I HATED working with the keystone blocks when I did my back yard. Getting it level for ~80 feet was no fun at all.

It felt like cheating it was so easy. The ground was largely level to start with from the pool and only needed a little tamping. The blocks that needed adjusting were super easy because of working in the sand. I got the entire wall done in about 8 hours including breaks and a trip to Lowe's for more blocks. I also got lucky and Lowe's has the blocks on sale for $1.25 instead of $1.75. I need to go pick up 38 more now for the firepit.

[dtraill27]

I'm deff down for hosting. Got some good roads near by for cruising too.

[Acid666]

We wanna do a fire pit kinda like that too with the keystone bricks. Looks like a good project.

[Apex]

9AM Wednesday viewing for this one: https://www.zillow.com/homedetails/15-S ... lpage=true

Too much carpet for my taste. Otherwise

[Apex]

Too much carpet for my taste. Otherwise

I'd pull it eventually. Maybe leave it in the bedrooms.

I should've looked at this one that sold earlier this year: https://www.zillow.com/homedetails/81-S ... lpage=true

that one looks 5/7, I dig that kitchen.

I wonder how long of a commute Hamilton would be... Seems to be some decent s on housing there. Or I'm just going to have to deal with 45-60 minute commutes every day.

[goIftdibrad]

Haus was a bust. Bank owned and I have a feeling there are some major skeletons that were painted and carpeted over.

- not for $220k.

Maybe for $150k.

that house looked turrible.

[CorvetteWaxer]

that house looked turrible.

You've gotta remember this isn't the south up here breh. Cheap does not exist.

You gotta remember that he is highly critical about anyone else's house or potential properties and he must live in a fucking palace on 900 acres that has dozens of servants working the buildings and land.

He must be a riot at house parties and small gatherings.

[goIftdibrad]

that house looked turrible.

You've gotta remember this isn't the south up here breh. Cheap does not exist.

'cheap' or not, affordable is affordable, or it is not. I don't know your situation specifically other than what you've said you pay for rent, but perhaps as much a tripling your monthly outlay on housing......

I just fail to see how this would be a good move for you know what I know about you.

You've gotta remember this isn't the south up here breh. Cheap does not exist.

You gotta remember that he is highly critical about anyone else's house or potential properties and he must live in a fucking palace on 900 acres that has dozens of servants working the buildings and land.

He must be a riot at house parties and small gatherings.

just trying to live the anti life.

[goIftdibrad]

that house looked turrible.

You've gotta remember this isn't the south up here breh. Cheap does not exist.

put another way: you are looking at giving the bank more in interest every month at the start of the loan than you pay in rent currently.

Thats just a different form of rent IMHO.

[goIftdibrad]

put another way: you are looking at giving the bank more in interest every month at the start of the loan than you pay in rent currently.

Thats just a different form of rent IMHO.

That's how every mortgage starts, dude. Unless you're flush with or have the golden millennial parachute, ain't nobody affording 20%+ down these days on their first house.

So you propose that I just throw away money on rent for another 5 years instead of at least trying to find somewhere to build equity in?

You're out of your goddamn mind, son.

you do you.

For me, the risk of another housing crunch is too great at the time. In 08 i didnt know any better.

edit: also in 5 years the equity you gain won't cover 1/2 of closing costs plus agent fees. Food for thought.

[goIftdibrad]

you do you.

For me, the risk of another housing crunch is too great at the time. In 08 i didnt know any better.

For what it's worth, most places up here didn't lose significant value. 5% or so. It was a softening not a crash.

It was similar here. Still puts you in a shit situation years later when you need to sell. And I paid extra at the start of my loan, and re-fied to 15 year.

whatever. yall do yall. I can't see how that shit makes sense on salary/commission. In a downturn no one buys cars, you cant make payments, BYE BYE EQUITY!!!!

[goIftdibrad]

It was similar here. Still puts you in a shit situation years later when you need to sell. And I paid extra at the start of my loan, and re-fied to 15 year.

whatever. yall do yall. I can't see how that shit makes sense on salary/commission. In a downturn no one buys cars, you cant make payments, BYE BYE EQUITY!!!!

But this argument is no different than saying certain occupations should NEVER buy a house.

Hell it's like saying none of you guys in the gas industry should ever buy because it's volatile.

Life is not without risk and upside is impossible in a risk free environment.

sure, but you have to manage those risks. Hedging your financial future on the fact that you will pull in at least xxxx a month is a highly risky move when you are in sales. This is not just car sales, any type of sales.

[CorvetteWaxer]

just trying to live the anti life.

Nah, pretty sure you're just being a pissed off shitbag lately.

[CorvetteWaxer]

For what it's worth, most places up here didn't lose significant value. 5% or so. It was a softening not a crash.

It was similar here. Still puts you in a shit situation years later when you need to sell. And I paid extra at the start of my loan, and re-fied to 15 year.

whatever. yall do yall. I can't see how that shit makes sense on salary/commission. In a downturn no one buys cars, you cant make payments, BYE BYE EQUITY!!!!

At the price levels he's looking at, I don't think he should worry about needing to sell. I think his mortgage will be equal or lower than a lot of rents, and he could live there as long as he wants and later rent it out and buy another place if he wants to.

There are very few times you should "need to sell" and usually that's if shit went way wrong and you were in over your head to begin with. Buying a place that will cost close to the rent levels isn't getting into that spot.