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Building Bag End? Did your front fall off? More leaks than a Chinese steamboat? Show us your pinterest projects!

How do you house, brah?

Own it
21
72%
Rent it
5
17%
:crang: in mom's basement
1
3%
:dong: grabbing frat house
1
3%
At school
0
No votes
I'm nomadic
1
3%
 
Total votes: 29
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Tarspin
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Sat Jun 17, 2017 3:41 pm

Looking at getting a new front door to replace the existing double. I'm liking this look (1st pic of light wood oak doors)... Also, pictured is my home's frontage from da ousside. I'm thinking that the double door look is getting a bit dated.ImageImage

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Bender
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Sat Jun 17, 2017 5:23 pm

I like that oak door... A lot.
This is the worst kind of discrimination there is: the kind against me!

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CorvetteWaxer
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Sat Jun 17, 2017 5:38 pm

Tarspin wrote:
Sat Jun 17, 2017 3:41 pm
Looking at getting a new front door to replace the existing double. I'm liking this look (1st pic of light wood oak doors)... Also, pictured is my home's frontage from da ousside. I'm thinking that the double door look is getting a bit dated.ImageImage
That door is 5/7 if you want glass at the entry way.

Sometimes I regret getting a glass door where people can easily see if you are just trying to ignore them, or if you don't want pesky kids at the door on Halloween. ;)
I'm on my last bag of peas.

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Tarspin
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Sat Jun 17, 2017 6:06 pm

CorvetteWaxer wrote:
Tarspin wrote:
Sat Jun 17, 2017 3:41 pm
Looking at getting a new front door to replace the existing double. I'm liking this look (1st pic of light wood oak doors)... Also, pictured is my home's frontage from da ousside. I'm thinking that the double door look is getting a bit dated.ImageImage
That door is 5/7 if you want glass at the entry way.

Sometimes I regret getting a glass door where people can easily see if you are just trying to ignore them, or if you don't want pesky kids at the door on Halloween. ;)
Yeah I hear you on the privacy front ol:

I gotta find the door distributor. A local builder uses it on all of their custom homes in the nearby town I've been scoping real estate out in lately. Not sure if they will give me a contact.

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Bender
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Sat Jun 17, 2017 6:23 pm

Tint it?
This is the worst kind of discrimination there is: the kind against me!

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troyguitar
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Sat Jun 17, 2017 9:22 pm

Bender wrote:Tint it?
The fake stained glass looking stuff is amazing and perfect for this application. Cut it to size and stick it on with only water for adhesion.

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Tarspin
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Sat Jun 17, 2017 9:54 pm

troyguitar wrote:
Bender wrote:Tint it?
The fake stained glass looking stuff is amazing and perfect for this application. Cut it to size and stick it on with only water for adhesion.
True but those pesky crib lizards will still see his shadow zip by if any lights are on.

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CorvetteWaxer
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Sun Jun 18, 2017 12:20 am

Bender wrote:
Sat Jun 17, 2017 6:23 pm
Tint it?
troyguitar wrote:
Sat Jun 17, 2017 9:22 pm
Bender wrote:Tint it?
The fake stained glass looking stuff is amazing and perfect for this application. Cut it to size and stick it on with only water for adhesion.
I looked into this. The problem is there is no major door or window manufacturer that will warranty a double pane window if you apply a film to it. I did this in my garage and learned really quickly why.... The tint repels the heat back between the panes and you end up super-heating the gas between the glass and either blow out the seal or crack the glass. Ended up costing me a new window. :(

If you want it tinted, buy it that way from the manufacturer.
I'm on my last bag of peas.

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golftdibrad
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Wed Jun 21, 2017 10:14 am

https://www.washingtonpost.com/realesta ... ddede16fee

holdontoyourbuts.gif
There will be no traditional appraisal charges at closing, and lenders no longer will be required to assume responsibility for the accuracy of home valuations.
:wtf:

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Bender
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Wed Jun 21, 2017 10:18 am

golftdibrad wrote:https://www.washingtonpost.com/realesta ... ddede16fee

holdontoyourbuts.gif
Bad plan is bad. It's less bad than it could be BUT it's step one to going back to till madness
This is the worst kind of discrimination there is: the kind against me!

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Zillon
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Wed Jun 21, 2017 10:57 am

Bender wrote:
Wed Jun 21, 2017 10:18 am
golftdibrad wrote:https://www.washingtonpost.com/realesta ... ddede16fee

holdontoyourbuts.gif
Bad plan is bad. It's less bad than it could be BUT it's step one to going back to till madness
If a couple hundred dollars at closing for an appraisal makes or breaks the deal...

You shouldn't be buying a house.
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golftdibrad
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Wed Jun 21, 2017 12:43 pm

Zillon wrote:
Wed Jun 21, 2017 10:57 am
Bender wrote:
Wed Jun 21, 2017 10:18 am

Bad plan is bad. It's less bad than it could be BUT it's step one to going back to till madness
If a couple hundred dollars at closing for an appraisal makes or breaks the deal...

You shouldn't be buying a house.
deciding a value without actually looking at the property.

put another way; a home loan is a secured loan, secured with the asset that is the home. If the home value is not accurate and the borrower defaults, what secures that asset?

This is housing bubble 2.0

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Bender
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Wed Jun 21, 2017 12:46 pm

Zillon wrote:
Bender wrote:
Wed Jun 21, 2017 10:18 am
Bad plan is bad. It's less bad than it could be BUT it's step one to going back to till madness
If a couple hundred dollars at closing for an appraisal makes or breaks the deal...

You shouldn't be buying a house.
This is for refis that have 20% equity with their current loan already. I suspect it's removing the appraisal not for the financial impact but the speed of service before interest rates increase. It's still a bad idea.
This is the worst kind of discrimination there is: the kind against me!

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Zillon
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Wed Jun 21, 2017 12:46 pm

golftdibrad wrote:
Wed Jun 21, 2017 12:43 pm
Zillon wrote:
Wed Jun 21, 2017 10:57 am


If a couple hundred dollars at closing for an appraisal makes or breaks the deal...

You shouldn't be buying a house.
deciding a value without actually looking at the property.

put another way; a home loan is a secured loan, secured with the asset that is the home. If the home value is not accurate and the borrower defaults, what secures that asset?

This is housing bubble 2.0
Oh no, I totally understand it.

But Fannie and Freddie's argument is that it puts money back into the pockets of the consumers. Bruh.

This is the equivalent of using KBB for trade values in 'excellent condition' with a blindfold on. A dealership would be in trouble REAL quick. Multiply x100 and apply to the housing market... :yikes:
Zildor the Magnificent
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wap
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Wed Jun 21, 2017 2:29 pm

golftdibrad wrote:
Wed Jun 21, 2017 10:14 am
https://www.washingtonpost.com/realesta ... ddede16fee

holdontoyourbuts.gif
There will be no traditional appraisal charges at closing, and lenders no longer will be required to assume responsibility for the accuracy of home valuations.
:wtf:
Wait, :wat: :facepalm:
:wap: Where are these mangos?

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Detroit
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Sun Jun 25, 2017 10:38 am

We experienced this first hand. Didn't have to get an appraisal for refi. Our mortgage guy (our buddy) said there are a number of requirements to avoid the appraisal and few quality to get it. He said we were the first he had. You have to hit a certain debt to income ratio, credit score, equity number (which is :bs: because equity is based on the appraisal), and some other stuff.

Still, not a good sign, IMO.
Desertbreh wrote:All of this "Grand Sport Beater" talk from Chris. If you put down over 400 RWHP I will drive to A&A, get a blower and rule on you forever like Sauron.

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Bender
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Sun Jun 25, 2017 12:49 pm

They actually did an appraisal for us for our HELOC even though we had one 14 months prior, have excellent credit, and have 25ish% equity based on our purchase price not current valuation. Credit Union wiseness.
This is the worst kind of discrimination there is: the kind against me!

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Devilchrono
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Sun Jun 25, 2017 1:11 pm

wap wrote:
Wed Jun 21, 2017 2:29 pm
golftdibrad wrote:
Wed Jun 21, 2017 10:14 am
https://www.washingtonpost.com/realesta ... ddede16fee

holdontoyourbuts.gif

:wtf:
Wait, :wat: :facepalm:
Not good..... I'll have to reach out to some friends that still work at the law firm I used to work at and see if their business is picking up again..... The bottom of the housing market is probably gonna take a shit again like it did in 07-08 because of all the predatory lending..... :( :facepalm: :disappoint:

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Bender
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Sun Jun 25, 2017 1:39 pm

If the market tanks I'm going to jump and get into the rental biz. Rich getting richer.
This is the worst kind of discrimination there is: the kind against me!

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CorvetteWaxer
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Sun Jun 25, 2017 4:55 pm

Bender wrote:
Sun Jun 25, 2017 1:39 pm
If the market tanks I'm going to jump and get into the rental biz. Rich getting richer.
That's my plan as well. Ready and waiting.
I'm on my last bag of peas.

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Apex
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Sun Jun 25, 2017 8:55 pm

Bender wrote:
Sun Jun 25, 2017 1:39 pm
If the market tanks I'm going to jump and get into the rental biz. Rich getting richer.
Be my landlord.

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Apex
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Sun Jun 25, 2017 8:56 pm

DFD Property Mangement :fuckyeah:

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Calvinball
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Sun Jun 25, 2017 8:58 pm

5/7 would not want to be a landlord.


Sent from the Beer Depository
:therapist:

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Bender
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Sun Jun 25, 2017 9:02 pm

Apex wrote:DFD Property Mangement :fuckyeah:
The plan would be to get something cheap enough I can get a management company to handle it.
This is the worst kind of discrimination there is: the kind against me!

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troyguitar
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Sun Jun 25, 2017 9:03 pm

Slumlord Millionaire

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